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Data / Consumer complaints / Michel Law, LLC d/b/a Level One Law / Debt or credit management

Michel Law, LLC d/b/a Level One Law: 86 CFPB complaints about debt or credit management, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Michel Law, LLC d/b/a Level One Law drew 86 consumer complaints about debt or credit management in the CFPB database in the three years to November 6, 2026, 95.6% of its 90 complaints in that time. The most common issue was “Didn't provide services promised”. The company responded on time to 1.2% of them, and 0.0% closed with monetary or other relief.

The request: Watch Michel Law, LLC d/b/a Level One Law: each new CFPB complaint about debt or credit management by issue, with the date and the company response. $10 of work on sign-up, no card.

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  • 86Complaints, last 3 years
  • 95.6%Share of the company's complaints
  • 1.2%Responded on time
  • 0.0%Closed with relief
  • Sep 10, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20261214%
12 months to Nov 6, 20252529.1%
12 months to Nov 6, 20244957%

Issues

IssueComplaintsShare
Didn't provide services promised5564%
Charged upfront or unexpected fees2731.4%
Confusing or misleading advertising or marketing33.5%
Confusing or missing disclosures11.2%

How the company responded

Company responseComplaintsShare
Untimely response8598.8%
Closed with explanation11.2%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida1315.1%
New York1011.6%
Maryland67%
Virginia67%
Pennsylvania55.8%
Rhode Island55.8%
Texas55.8%
Massachusetts44.7%
Michigan44.7%
Oklahoma44.7%
Hawaii33.5%
Nevada33.5%
Utah33.5%
Alabama22.3%
Arkansas22.3%
Colorado22.3%
Connecticut22.3%
Missouri22.3%
Delaware11.2%
Illinois11.2%
Montana11.2%
New Hampshire11.2%
Tennessee11.2%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 10, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
July 8, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
April 27, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
April 15, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
March 19, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
March 17, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
February 21, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
January 5, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
December 25, 2025Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
December 19, 2025Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
November 26, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
November 8, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
November 5, 2025Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
September 27, 2025Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
September 21, 2025Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
July 31, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
July 25, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
June 29, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
June 24, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
June 17, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
June 14, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
June 9, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
April 30, 2025Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
April 12, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
April 2, 2025Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.