Skip to the page
Get started free

Data / Consumer complaints / Harley Davidson Financial Services Inc / Debt collection

Harley Davidson Financial Services Inc: 147 CFPB complaints about debt collection, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Harley Davidson Financial Services Inc drew 147 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 32.6% of its 451 complaints in that time. The most common issue was “Took or threatened to take negative or legal action”. The company responded on time to 100.0% of them, and 0.7% closed with monetary or other relief.

The request: Watch Harley Davidson Financial Services Inc: each new CFPB complaint about debt collection by issue, with the date and the company response. $10 of work on sign-up, no card.

Watch this company's complaintsGet every company for this productGet debt collection in California

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 147Complaints, last 3 years
  • 32.6%Share of the company's complaints
  • 100.0%Responded on time
  • 0.7%Closed with relief
  • Oct 12, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20268457.1%
12 months to Nov 6, 20253926.5%
12 months to Nov 6, 20242416.3%

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action5940.1%
Attempts to collect debt not owed3221.8%
Communication tactics3121.1%
False statements or representation1510.2%
Threatened to contact someone or share information improperly64.1%
Written notification about debt42.7%

How the company responded

Company responseComplaintsShare
Closed with explanation14699.3%
Closed with monetary relief10.7%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California2919.7%
Texas1711.6%
North Carolina128.2%
Arizona117.5%
Florida53.4%
Illinois53.4%
Minnesota53.4%
Georgia42.7%
Kentucky42.7%
Ohio42.7%
Oregon42.7%
South Carolina42.7%
Colorado32%
Iowa32%
Maryland32%
Mississippi32%
Alabama21.4%
Michigan21.4%
North Dakota21.4%
New Jersey21.4%
Nevada21.4%
New York21.4%
Pennsylvania21.4%
Rhode Island21.4%
Utah21.4%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 12, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 16, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 8, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 1, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 28, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 26, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 18, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 4, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 26, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 22, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.