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Data / Consumer complaints / Harley Davidson Financial Services Inc

Harley Davidson Financial Services Inc: 451 CFPB consumer complaints in the last 3 years

Harley Davidson Financial Services Inc drew 451 consumer complaints in the CFPB database in the three years to November 6, 2026, and 912 since 2012. The largest group, 167, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 112. The company responded on time to 100.0% of the complaints, and 2.2% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in California
  • 451Complaints, last 3 years
  • 912Complaints, all years
  • 100.0%Responded on time
  • 2.2%Closed with relief
  • 4Products
  • Oct 19, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6186
2025164
202485
202388
202241
202144
202065
201942
201871
201737
201630
201529
201422
20137
20121

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports16737%
Debt collection14732.6%
Vehicle loan or lease13529.9%
Payday loan, title loan, personal loan, or advance loan20.4%

Issues

IssueComplaintsShare
Incorrect information on your report11224.8%
Took or threatened to take negative or legal action5913.1%
Managing the loan or lease4910.9%
Problem with a company's investigation into an existing problem429.3%
Improper use of your report419.1%
Attempts to collect debt not owed327.1%
Communication tactics316.9%
Repossession286.2%
Problems at the end of the loan or lease163.5%
False statements or representation153.3%
Struggling to pay your loan122.7%
Threatened to contact someone or share information improperly61.3%
Written notification about debt40.9%
Getting a loan or lease30.7%
Credit monitoring or identity theft protection services10.2%

How the company responded

Company responseComplaintsShare
Closed with explanation44197.8%
Closed with monetary relief92%
Closed with non-monetary relief10.2%

States

StateComplaintsShare
California8318.4%
Texas4910.9%
Florida368%
Arizona245.3%
Georgia235.1%
North Carolina235.1%
Illinois132.9%
Ohio122.7%
Pennsylvania122.7%
South Carolina122.7%
Nevada112.4%
Indiana102.2%
Maryland102.2%
Minnesota92%
Tennessee81.8%
Kentucky71.6%
Mississippi71.6%
Virginia71.6%
Arkansas61.3%
Colorado61.3%
Massachusetts61.3%
Michigan61.3%
Oregon61.3%
Missouri51.1%
Washington51.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 19, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 15, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 15, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 15, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
October 14, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 14, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 13, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 12, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 9, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 8, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 6, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 5, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 30, 2026Vehicle loan or leaseRepossessionClosed with monetary reliefconsumerfinance.gov
September 30, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
September 27, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 23, 2026Vehicle loan or leaseManaging the loan or leaseClosed with monetary reliefconsumerfinance.gov
September 16, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 15, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 11, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 9, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 8, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 3, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 1, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 21, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
August 19, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 16, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 14, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 12, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 11, 2026Vehicle loan or leaseRepossessionClosed with monetary reliefconsumerfinance.gov
August 8, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 3, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 3, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 21, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 19, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 8, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 4, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
July 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 30, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 30, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.