Data / Consumer complaints / Credit Fresh Holdings Inc
Credit Fresh Holdings Inc: 841 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Credit Fresh Holdings Inc drew 841 consumer complaints in the CFPB database in the three years to November 6, 2026, and 893 since 2022. The largest group, 317, was about debt collection, and the most common issue was “Charged fees or interest you didn't expect” with 184. The company responded on time to 99.3% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch Credit Fresh Holdings Inc: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
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- 841Complaints, last 3 years
- 893Complaints, all years
- 99.3%Responded on time
- 0.0%Closed with relief
- 8Products
- Oct 22, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 385 |
| 2025 | 303 |
| 2024 | 135 |
| 2023 | 55 |
| 2022 | 15 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 317 | 37.7% |
| Payday loan, title loan, personal loan, or advance loan | 306 | 36.4% |
| Credit reporting or other personal consumer reports | 203 | 24.1% |
| Credit card | 9 | 1.1% |
| Checking or savings account | 2 | 0.2% |
| Money transfer, virtual currency, or money service | 2 | 0.2% |
| Debt or credit management | 1 | 0.1% |
| Mortgage | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Charged fees or interest you didn't expect | 184 | 21.9% |
| Incorrect information on your report | 136 | 16.2% |
| Took or threatened to take negative or legal action | 130 | 15.5% |
| Attempts to collect debt not owed | 68 | 8.1% |
| Problem with a company's investigation into an existing problem | 42 | 5% |
| Struggling to pay your loan | 40 | 4.8% |
| Communication tactics | 39 | 4.6% |
| Improper use of your report | 30 | 3.6% |
| Written notification about debt | 29 | 3.4% |
| Problem when making payments | 27 | 3.2% |
| Threatened to contact someone or share information improperly | 24 | 2.9% |
| False statements or representation | 22 | 2.6% |
| Problem with the payoff process at the end of the loan | 20 | 2.4% |
| Problem with additional add-on products or services | 7 | 0.8% |
| Credit monitoring or identity theft protection services | 5 | 0.6% |
| Electronic communications | 5 | 0.6% |
| Getting a line of credit | 5 | 0.6% |
| Getting the loan | 3 | 0.4% |
| Problem with fraud alerts or security freezes | 3 | 0.4% |
| Can't stop withdrawals from your bank account | 2 | 0.2% |
| Fees or interest | 2 | 0.2% |
| Getting a credit card | 2 | 0.2% |
| Money was taken from your bank account on the wrong day or for the wrong amount | 2 | 0.2% |
| Received a loan you didn't apply for | 2 | 0.2% |
| Advertising and marketing, including promotional offers | 1 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 841 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 188 | 22.4% |
| Florida | 146 | 17.4% |
| Arizona | 60 | 7.1% |
| Ohio | 47 | 5.6% |
| South Carolina | 44 | 5.2% |
| Michigan | 36 | 4.3% |
| Washington | 35 | 4.2% |
| Georgia | 24 | 2.9% |
| Pennsylvania | 24 | 2.9% |
| Indiana | 22 | 2.6% |
| Tennessee | 22 | 2.6% |
| Alabama | 21 | 2.5% |
| North Carolina | 21 | 2.5% |
| New Jersey | 21 | 2.5% |
| Arkansas | 15 | 1.8% |
| Illinois | 13 | 1.5% |
| Louisiana | 13 | 1.5% |
| Mississippi | 10 | 1.2% |
| Kentucky | 9 | 1.1% |
| Oklahoma | 9 | 1.1% |
| Utah | 9 | 1.1% |
| Wisconsin | 8 | 1% |
| Puerto Rico | 7 | 0.8% |
| Missouri | 5 | 0.6% |
| Nebraska | 5 | 0.6% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Credit limit changed | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| September 22, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| September 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 21, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| September 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 20, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 12, 2026 | Credit reporting or other personal consumer reports | Problem with fraud alerts or security freezes | Closed with explanation | consumerfinance.gov |
| September 11, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| September 9, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 7, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| September 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 4, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting a line of credit | Closed with explanation | consumerfinance.gov |
| September 3, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
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Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.