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Data / Consumer complaints / Chime Financial Inc / Money transfer, virtual currency, or money service

Chime Financial Inc: 3,563 CFPB complaints about money transfer, virtual currency, or money service, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Chime Financial Inc drew 3,563 consumer complaints about money transfer, virtual currency, or money service in the CFPB database in the three years to November 6, 2026, 15.3% of its 23,251 complaints in that time. The most common issue was “Fraud or scam”. The company responded on time to 100.0% of them, and 5.0% closed with monetary or other relief.

The request: Watch Chime Financial Inc: each new CFPB complaint about money transfer, virtual currency, or money service by issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 3,563Complaints, last 3 years
  • 15.3%Share of the company's complaints
  • 100.0%Responded on time
  • 5.0%Closed with relief
  • Oct 30, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20261,67347%
12 months to Nov 6, 20251,46841.2%
12 months to Nov 6, 202442211.8%

Issues

IssueComplaintsShare
Fraud or scam1,43540.3%
Other transaction problem85023.9%
Unauthorized transactions or other transaction problem77321.7%
Trouble accessing funds in your mobile or digital wallet1243.5%
Managing, opening, or closing your mobile wallet account892.5%
Money was not available when promised601.7%
Unexpected or other fees431.2%
Confusing or missing disclosures401.1%
Problem with customer service381.1%
Confusing or misleading advertising or marketing290.8%
Other service problem230.6%
Problem adding money200.6%
Lost or stolen money order170.5%
Wrong amount charged or received170.5%
Overdraft, savings, or rewards features50.1%

How the company responded

Company responseComplaintsShare
Closed with explanation3,28892.3%
Closed with monetary relief1263.5%
In progress982.8%
Closed with non-monetary relief511.4%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Texas3118.7%
California2988.4%
Florida2196.1%
New York2126%
Georgia1965.5%
Illinois1654.6%
Michigan1544.3%
Ohio1514.2%
Pennsylvania1373.8%
North Carolina1213.4%
Tennessee1032.9%
Missouri952.7%
Virginia942.6%
Alabama932.6%
Indiana912.6%
Mississippi772.2%
South Carolina742.1%
Wisconsin722%
Arizona681.9%
Louisiana681.9%
Arkansas661.9%
Minnesota651.8%
New Jersey651.8%
Washington571.6%
Nevada511.4%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 30, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 30, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 30, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 29, 2026Money transfer, virtual currency, or money serviceTrouble accessing funds in your mobile or digital walletClosed with explanationconsumerfinance.gov
October 29, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 28, 2026Money transfer, virtual currency, or money serviceUnauthorized transactions or other transaction problemClosed with explanationconsumerfinance.gov
October 27, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 27, 2026Money transfer, virtual currency, or money serviceUnauthorized transactions or other transaction problemClosed with explanationconsumerfinance.gov
October 27, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 27, 2026Money transfer, virtual currency, or money serviceUnauthorized transactions or other transaction problemClosed with explanationconsumerfinance.gov
October 27, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceLost or stolen money orderIn progressconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceOther transaction problemIn progressconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceUnauthorized transactions or other transaction problemIn progressconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceFraud or scamIn progressconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 25, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
October 24, 2026Money transfer, virtual currency, or money serviceOther transaction problemIn progressconsumerfinance.gov
October 24, 2026Money transfer, virtual currency, or money serviceOverdraft, savings, or rewards featuresIn progressconsumerfinance.gov
October 24, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
October 24, 2026Money transfer, virtual currency, or money serviceOther transaction problemIn progressconsumerfinance.gov
October 24, 2026Money transfer, virtual currency, or money serviceUnauthorized transactions or other transaction problemClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.