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Data / Consumer complaints / Chime Financial Inc / Debt or credit management

Chime Financial Inc: 55 CFPB complaints about debt or credit management, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Chime Financial Inc drew 55 consumer complaints about debt or credit management in the CFPB database in the three years to November 6, 2026, 0.2% of its 23,251 complaints in that time. The most common issue was “Unauthorized withdrawals or charges”. The company responded on time to 100.0% of them, and 7.3% closed with monetary or other relief.

The request: Watch Chime Financial Inc: each new CFPB complaint about debt or credit management by issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 55Complaints, last 3 years
  • 0.2%Share of the company's complaints
  • 100.0%Responded on time
  • 7.3%Closed with relief
  • Oct 20, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20262341.8%
12 months to Nov 6, 20252138.2%
12 months to Nov 6, 20241120%

Issues

IssueComplaintsShare
Unauthorized withdrawals or charges2036.4%
Didn't provide services promised1018.2%
Problem with customer service916.4%
Charged upfront or unexpected fees610.9%
Confusing or missing disclosures610.9%
Confusing or misleading advertising or marketing47.3%

How the company responded

Company responseComplaintsShare
Closed with explanation5192.7%
Closed with monetary relief23.6%
Closed with non-monetary relief23.6%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California59.1%
Alabama47.3%
Florida47.3%
Pennsylvania47.3%
Texas47.3%
Connecticut35.5%
Virginia35.5%
Washington35.5%
Minnesota23.6%
Mississippi23.6%
North Carolina23.6%
New Jersey23.6%
New York23.6%
Ohio23.6%
South Carolina23.6%
Arkansas11.8%
Delaware11.8%
Georgia11.8%
Iowa11.8%
Illinois11.8%
Maryland11.8%
Missouri11.8%
North Dakota11.8%
Oklahoma11.8%
Wisconsin11.8%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 20, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
August 22, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
August 14, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
August 13, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
August 10, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
August 6, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
July 10, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
June 22, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
June 20, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
May 14, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
April 20, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
April 12, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with monetary reliefconsumerfinance.gov
April 2, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
March 24, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
January 31, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
January 26, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
January 20, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
January 20, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
December 28, 2025Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
December 20, 2025Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
November 30, 2025Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
November 16, 2025Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
November 7, 2025Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
November 6, 2025Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
November 2, 2025Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.