Data / Consumer complaints / World Omni Financial Corp.

World Omni Financial Corp.: 1,088 CFPB consumer complaints in the last 3 years

Name: CFPB consumer complaints against World Omni Financial Corp.
Creator: SpecStream
License: https://creativecommons.org/licenses/by/4.0/

World Omni Financial Corp. drew 1,088 consumer complaints in the CFPB database in the three years to November 6, 2026, and 1,804 since 2013. The largest group, 478, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 305. The company responded on time to 99.6% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaints Get every credit reporting or other personal consumer reports company Get credit reporting or other personal consumer reports in Florida

1,088Complaints, last 3 years
1,804Complaints, all years
99.6%Responded on time
0.0%Closed with relief
6Products
Oct 29, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

Year	Complaints
2026, to Nov 6	384
2025	397
2024	260
2023	170
2022	104
2021	123
2020	69
2019	70
2018	78
2017	46
2016	39
2015	28
2014	28
2013	8

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Product	Complaints	Share
Credit reporting or other personal consumer reports	478	43.9%
Vehicle loan or lease	438	40.3%
Debt collection	160	14.7%
Payday loan, title loan, personal loan, or advance loan	7	0.6%
Credit card	3	0.3%
Checking or savings account	2	0.2%

Issues

Issue	Complaints	Share
Incorrect information on your report	305	28%
Managing the loan or lease	140	12.9%
Problem with a company's investigation into an existing problem	115	10.6%
Improper use of your report	106	9.7%
Repossession	99	9.1%
Problems at the end of the loan or lease	78	7.2%
Attempts to collect debt not owed	67	6.2%
Getting a loan or lease	52	4.8%
Took or threatened to take negative or legal action	48	4.4%
False statements or representation	22	2%
Struggling to pay your loan	16	1.5%
Written notification about debt	12	1.1%
Communication tactics	9	0.8%
Problem when making payments	4	0.4%
Problem with a company's investigation into an existing issue	3	0.3%
Unable to get your credit report or credit score	3	0.3%
Credit monitoring or identity theft protection services	2	0.2%
Electronic communications	2	0.2%
Managing an account	2	0.2%
Can't contact lender or servicer	1	0.1%
Problem with a purchase shown on your statement	1	0.1%
Problem with additional add-on products or services	1	0.1%

How the company responded

Company response	Complaints	Share
Closed with explanation	1,087	99.9%
In progress	1	0.1%

States

State	Complaints	Share
Florida	541	49.7%
Georgia	194	17.8%
North Carolina	93	8.5%
Alabama	88	8.1%
South Carolina	36	3.3%
Tennessee	28	2.6%
California	14	1.3%
New York	14	1.3%
Texas	10	0.9%
Virginia	9	0.8%
Montana	6	0.6%
Illinois	5	0.5%
New Jersey	5	0.5%
Mississippi	4	0.4%
Puerto Rico	4	0.4%
Maryland	3	0.3%
Oklahoma	3	0.3%
Colorado	2	0.2%
Kentucky	2	0.2%
Louisiana	2	0.2%
Massachusetts	2	0.2%
Michigan	2	0.2%
Minnesota	2	0.2%
Missouri	2	0.2%
Nebraska	2	0.2%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Received	Product	Issue	Company response	Source
October 29, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 24, 2026	Vehicle loan or lease	Repossession	Closed with explanation	consumerfinance.gov
October 24, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 23, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 23, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 22, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 21, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 21, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 21, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 21, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 19, 2026	Vehicle loan or lease	Problems at the end of the loan or lease	Closed with explanation	consumerfinance.gov
October 19, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 19, 2026	Vehicle loan or lease	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 16, 2026	Vehicle loan or lease	Problems at the end of the loan or lease	Closed with explanation	consumerfinance.gov
October 15, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 15, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 14, 2026	Vehicle loan or lease	Managing the loan or lease	In progress	consumerfinance.gov
October 13, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 13, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 13, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 12, 2026	Vehicle loan or lease	Problems at the end of the loan or lease	Closed with explanation	consumerfinance.gov
October 12, 2026	Vehicle loan or lease	Repossession	Closed with explanation	consumerfinance.gov
October 12, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 12, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 10, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 10, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 9, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 7, 2026	Vehicle loan or lease	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 7, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 6, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 6, 2026	Vehicle loan or lease	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 5, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 4, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
October 2, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing issue	Closed with explanation	consumerfinance.gov
October 1, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
September 28, 2026	Vehicle loan or lease	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
September 28, 2026	Vehicle loan or lease	Repossession	Closed with explanation	consumerfinance.gov
September 27, 2026	Vehicle loan or lease	Problems at the end of the loan or lease	Closed with explanation	consumerfinance.gov
September 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
September 25, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
September 25, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
September 25, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
September 25, 2026	Vehicle loan or lease	Repossession	Closed with explanation	consumerfinance.gov
September 23, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
September 23, 2026	Vehicle loan or lease	Managing the loan or lease	Closed with explanation	consumerfinance.gov
September 22, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
September 21, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
September 21, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
September 21, 2026	Vehicle loan or lease	Getting a loan or lease	Closed with explanation	consumerfinance.gov
September 20, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.