Data / Consumer complaints / SettlementOne, LLC
SettlementOne, LLC: 33 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
SettlementOne, LLC drew 33 consumer complaints in the CFPB database in the three years to November 9, 2026, and 33 since 2023. The largest group, 29, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 20. The company responded on time to 45.5% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch SettlementOne, LLC: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.
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- 33Complaints, last 3 years
- 33Complaints, all years
- 45.5%Responded on time
- 0.0%Closed with relief
- 4Products
- Jul 9, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 8 |
| 2025 | 9 |
| 2024 | 12 |
| 2023 | 4 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 29 | 87.9% |
| Credit card | 2 | 6.1% |
| Debt collection | 1 | 3% |
| Mortgage | 1 | 3% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Improper use of your report | 20 | 60.6% |
| Incorrect information on your report | 7 | 21.2% |
| Problem with a company's investigation into an existing problem | 2 | 6.1% |
| Applying for a mortgage or refinancing an existing mortgage | 1 | 3% |
| Attempts to collect debt not owed | 1 | 3% |
| Getting a credit card | 1 | 3% |
| Problem with fraud alerts or security freezes | 1 | 3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 20 | 60.6% |
| Untimely response | 13 | 39.4% |
States
| State | Complaints | Share |
|---|---|---|
| California | 8 | 24.2% |
| Texas | 5 | 15.2% |
| Illinois | 4 | 12.1% |
| Florida | 3 | 9.1% |
| Pennsylvania | 2 | 6.1% |
| Arizona | 1 | 3% |
| Georgia | 1 | 3% |
| Louisiana | 1 | 3% |
| Massachusetts | 1 | 3% |
| Michigan | 1 | 3% |
| Missouri | 1 | 3% |
| North Carolina | 1 | 3% |
| New Jersey | 1 | 3% |
| Ohio | 1 | 3% |
| Tennessee | 1 | 3% |
| Virginia | 1 | 3% |
Latest 33 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| July 9, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Untimely response | consumerfinance.gov |
| July 8, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| July 7, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Untimely response | consumerfinance.gov |
| June 21, 2026 | Credit card | Problem with fraud alerts or security freezes | Untimely response | consumerfinance.gov |
| April 21, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Untimely response | consumerfinance.gov |
| March 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | consumerfinance.gov |
| March 10, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | consumerfinance.gov |
| January 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | consumerfinance.gov |
| November 10, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| October 10, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | consumerfinance.gov |
| August 26, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| July 16, 2025 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| June 24, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | consumerfinance.gov |
| May 3, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 29, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 13, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| February 7, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 19, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 3, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 19, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 1, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 22, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 8, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| April 25, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| April 25, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| April 17, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| April 17, 2024 | Credit card | Getting a credit card | Closed with explanation | consumerfinance.gov |
| March 25, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 25, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| December 28, 2023 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| December 28, 2023 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| December 28, 2023 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| December 27, 2023 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Credit card complaints
- Every company with Debt collection complaints
- Every company with Mortgage complaints
- Consumer complaints in California
- Consumer complaints in Texas
- Consumer complaints in Illinois
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.