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Data / Consumer complaints / Portfolio Recovery Associates, LLC / Debt or credit management

Portfolio Recovery Associates, LLC: 118 CFPB complaints about debt or credit management, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Portfolio Recovery Associates, LLC drew 118 consumer complaints about debt or credit management in the CFPB database in the three years to November 6, 2026, 0.3% of its 43,092 complaints in that time. The most common issue was “Confusing or missing disclosures”. The company responded on time to 97.5% of them, and 34.7% closed with monetary or other relief.

The request: Watch Portfolio Recovery Associates, LLC: each new CFPB complaint about debt or credit management by issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 118Complaints, last 3 years
  • 0.3%Share of the company's complaints
  • 97.5%Responded on time
  • 34.7%Closed with relief
  • Oct 16, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20264336.4%
12 months to Nov 6, 20254336.4%
12 months to Nov 6, 20243227.1%

Issues

IssueComplaintsShare
Confusing or missing disclosures3731.4%
Problem with customer service2521.2%
Charged upfront or unexpected fees1714.4%
Unauthorized withdrawals or charges1512.7%
Didn't provide services promised1311%
Confusing or misleading advertising or marketing119.3%

How the company responded

Company responseComplaintsShare
Closed with explanation7462.7%
Closed with non-monetary relief4134.7%
In progress32.5%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Texas2117.8%
Florida1815.3%
Georgia1210.2%
California108.5%
New York97.6%
North Carolina43.4%
Illinois32.5%
Michigan32.5%
Ohio32.5%
South Carolina32.5%
Virginia32.5%
Arkansas21.7%
Louisiana21.7%
Maryland21.7%
Minnesota21.7%
Missouri21.7%
Mississippi21.7%
New Jersey21.7%
Oklahoma21.7%
Pennsylvania21.7%
Tennessee21.7%
Alabama10.8%
Arizona10.8%
Colorado10.8%
Indiana10.8%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 16, 2026Debt or credit managementConfusing or missing disclosuresIn progressconsumerfinance.gov
October 7, 2026Debt or credit managementProblem with customer serviceIn progressconsumerfinance.gov
October 7, 2026Debt or credit managementDidn't provide services promisedIn progressconsumerfinance.gov
October 3, 2026Debt or credit managementDidn't provide services promisedClosed with non-monetary reliefconsumerfinance.gov
September 5, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
August 27, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
August 16, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
August 4, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
August 3, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
July 20, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
June 5, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
June 3, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
May 27, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
May 27, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
May 24, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
May 23, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
April 14, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with non-monetary reliefconsumerfinance.gov
April 10, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
March 30, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
March 20, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
March 16, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
March 1, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
February 25, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
February 23, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
February 15, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.