Data / Consumer complaints / Navy Federal Credit Union / Mortgage
Navy Federal Credit Union: 749 CFPB complaints about mortgage, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Navy Federal Credit Union drew 749 consumer complaints about mortgage in the CFPB database in the three years to November 6, 2026, 2.2% of its 34,819 complaints in that time. The most common issue was “Applying for a mortgage or refinancing an existing mortgage”. The company responded on time to 100.0% of them, and 25.2% closed with monetary or other relief.
The request: Watch Navy Federal Credit Union: each new CFPB complaint about mortgage by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 749Complaints, last 3 years
- 2.2%Share of the company's complaints
- 100.0%Responded on time
- 25.2%Closed with relief
- Nov 4, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 306 | 40.9% |
| 12 months to Nov 6, 2025 | 222 | 29.6% |
| 12 months to Nov 6, 2024 | 221 | 29.5% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 317 | 42.3% |
| Trouble during payment process | 196 | 26.2% |
| Closing on a mortgage | 112 | 15% |
| Struggling to pay mortgage | 94 | 12.6% |
| Incorrect information on your report | 13 | 1.7% |
| Problem with a company's investigation into an existing problem | 11 | 1.5% |
| Improper use of your report | 5 | 0.7% |
| Credit monitoring or identity theft protection services | 1 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 522 | 69.7% |
| Closed with non-monetary relief | 109 | 14.6% |
| Closed with monetary relief | 80 | 10.7% |
| In progress | 38 | 5.1% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Florida | 80 | 10.7% |
| Texas | 64 | 8.5% |
| Maryland | 63 | 8.4% |
| California | 61 | 8.1% |
| Virginia | 58 | 7.7% |
| Georgia | 53 | 7.1% |
| North Carolina | 47 | 6.3% |
| Kentucky | 21 | 2.8% |
| New York | 20 | 2.7% |
| South Carolina | 20 | 2.7% |
| Pennsylvania | 18 | 2.4% |
| Colorado | 17 | 2.3% |
| Illinois | 16 | 2.1% |
| New Jersey | 16 | 2.1% |
| Louisiana | 14 | 1.9% |
| Tennessee | 14 | 1.9% |
| Washington | 14 | 1.9% |
| District of Columbia | 13 | 1.7% |
| Arizona | 12 | 1.6% |
| Missouri | 12 | 1.6% |
| Ohio | 12 | 1.6% |
| Michigan | 11 | 1.5% |
| Mississippi | 9 | 1.2% |
| Alabama | 8 | 1.1% |
| Wisconsin | 7 | 0.9% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 4, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| November 4, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| November 1, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 30, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 30, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 28, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 27, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 25, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 24, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 23, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 19, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 16, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 16, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 14, 2026 | Mortgage | Closing on a mortgage | In progress | consumerfinance.gov |
| October 13, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 13, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 12, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 12, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 9, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 9, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 8, 2026 | Mortgage | Credit monitoring or identity theft protection services | In progress | consumerfinance.gov |
| October 8, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 6, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 6, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 6, 2026 | Mortgage | Closing on a mortgage | In progress | consumerfinance.gov |
Also on SpecStream
- All Navy Federal Credit Union complaints
- Every company with Mortgage complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.