Data / Consumer complaints / Meridian Financial Services, Inc. / Debt collection
Meridian Financial Services, Inc.: 310 CFPB complaints about debt collection, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Meridian Financial Services, Inc. drew 310 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 81.8% of its 379 complaints in that time. The most common issue was “Attempts to collect debt not owed”. The company responded on time to 98.4% of them, and 3.9% closed with monetary or other relief.
The request: Watch Meridian Financial Services, Inc.: each new CFPB complaint about debt collection by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 310Complaints, last 3 years
- 81.8%Share of the company's complaints
- 98.4%Responded on time
- 3.9%Closed with relief
- Nov 3, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 173 | 55.8% |
| 12 months to Nov 6, 2025 | 88 | 28.4% |
| 12 months to Nov 6, 2024 | 49 | 15.8% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 116 | 37.4% |
| Written notification about debt | 76 | 24.5% |
| False statements or representation | 43 | 13.9% |
| Took or threatened to take negative or legal action | 43 | 13.9% |
| Communication tactics | 29 | 9.4% |
| Threatened to contact someone or share information improperly | 2 | 0.6% |
| Electronic communications | 1 | 0.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 275 | 88.7% |
| In progress | 23 | 7.4% |
| Closed with non-monetary relief | 12 | 3.9% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Florida | 47 | 15.2% |
| California | 29 | 9.4% |
| Georgia | 26 | 8.4% |
| New Jersey | 22 | 7.1% |
| Virginia | 22 | 7.1% |
| Texas | 19 | 6.1% |
| New York | 16 | 5.2% |
| Maryland | 12 | 3.9% |
| Pennsylvania | 12 | 3.9% |
| Massachusetts | 9 | 2.9% |
| Arizona | 8 | 2.6% |
| Illinois | 8 | 2.6% |
| North Carolina | 7 | 2.3% |
| Nevada | 7 | 2.3% |
| Indiana | 6 | 1.9% |
| Ohio | 6 | 1.9% |
| Tennessee | 5 | 1.6% |
| Washington | 5 | 1.6% |
| Minnesota | 4 | 1.3% |
| Missouri | 4 | 1.3% |
| Delaware | 3 | 1% |
| Utah | 3 | 1% |
| Connecticut | 2 | 0.6% |
| Iowa | 2 | 0.6% |
| Kentucky | 2 | 0.6% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 2, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 29, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 29, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 28, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 24, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Communication tactics | In progress | consumerfinance.gov |
| October 23, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 19, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| October 19, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| October 16, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| October 15, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 12, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| October 11, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 8, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 7, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 3, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All Meridian Financial Services, Inc. complaints
- Every company with Debt collection complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.