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Data / Consumer complaints / Live Oak Bancshares, Inc. / Checking or savings account

Live Oak Bancshares, Inc.: 34 CFPB complaints about checking or savings account, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Live Oak Bancshares, Inc. drew 34 consumer complaints about checking or savings account in the CFPB database in the three years to November 6, 2026, 82.9% of its 41 complaints in that time. The most common issue was “Managing an account”. The company responded on time to 100.0% of them, and 0.0% closed with monetary or other relief.

The request: Watch Live Oak Bancshares, Inc.: each new CFPB complaint about checking or savings account by issue, with the date and the company response. $10 of work on sign-up, no card.

Watch this company's complaintsGet every company for this productGet checking or savings account in California

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 34Complaints, last 3 years
  • 82.9%Share of the company's complaints
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • Sep 15, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20261750%
12 months to Nov 6, 20251235.3%
12 months to Nov 6, 2024514.7%

Issues

IssueComplaintsShare
Managing an account1750%
Opening an account1029.4%
Closing an account411.8%
Problem caused by your funds being low38.8%

How the company responded

Company responseComplaintsShare
Closed with explanation34100%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California514.7%
Virginia411.8%
Arizona38.8%
New York38.8%
Florida25.9%
Illinois25.9%
Massachusetts25.9%
Minnesota25.9%
Tennessee25.9%
Alabama12.9%
Colorado12.9%
Georgia12.9%
Michigan12.9%
North Carolina12.9%
Nebraska12.9%
Pennsylvania12.9%
Texas12.9%
Wisconsin12.9%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 15, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
September 14, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 10, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
August 26, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
July 14, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
June 4, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
March 9, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 5, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
February 7, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
January 22, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
January 3, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
December 1, 2025Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
November 27, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
November 27, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
November 26, 2025Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
November 25, 2025Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
November 15, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
July 29, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
June 30, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 21, 2025Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
May 21, 2025Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
May 14, 2025Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
May 2, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
April 17, 2025Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
March 26, 2025Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.