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Data / Consumer complaints / Fold, Inc.

Fold, Inc.: 16 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Fold, Inc. drew 16 consumer complaints in the CFPB database in the three years to November 9, 2026, and 25 since 2022. The largest group, 8, was about checking or savings account, and the most common issue was “Managing an account” with 7. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Fold, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

Watch this company's complaintsGet every checking or savings account companyGet checking or savings account in California

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 16Complaints, last 3 years
  • 25Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 17, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 95
20259
20242
20236
20223

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Checking or savings account850%
Prepaid card531.2%
Credit card212.5%
Money transfer, virtual currency, or money service16.2%

Issues

IssueComplaintsShare
Managing an account743.8%
Problem with a purchase or transfer318.8%
Problem with a purchase shown on your statement212.5%
Closing an account16.2%
Other transaction problem16.2%
Problem getting a card or closing an account16.2%
Unexpected or other fees16.2%

How the company responded

Company responseComplaintsShare
Closed with explanation16100%

States

StateComplaintsShare
California531.2%
New York212.5%
Oregon212.5%
Texas212.5%
Connecticut16.2%
Florida16.2%
Indiana16.2%
Michigan16.2%
Minnesota16.2%

Latest 16 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 17, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 5, 2026Prepaid cardProblem with a purchase or transferClosed with explanationconsumerfinance.gov
April 2, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
February 4, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
January 21, 2026Prepaid cardProblem with a purchase or transferClosed with explanationconsumerfinance.gov
December 14, 2025Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
December 11, 2025Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
November 29, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
November 28, 2025Prepaid cardProblem with a purchase or transferClosed with explanationconsumerfinance.gov
November 13, 2025Prepaid cardUnexpected or other feesClosed with explanationconsumerfinance.gov
October 10, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 3, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
August 15, 2025Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
February 8, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
December 6, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
April 30, 2024Prepaid cardProblem getting a card or closing an accountClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.