Data / Consumer complaints / First Citizens Bancshares, Inc.
First Citizens Bancshares, Inc.: 655 CFPB consumer complaints in the last 3 years
First Citizens Bancshares, Inc. drew 655 consumer complaints in the CFPB database in the three years to November 6, 2026, and 1,640 since 2011. The largest group, 420, was about checking or savings account, and the most common issue was “Managing an account” with 237. The company responded on time to 100.0% of the complaints, and 6.7% closed with monetary or other relief. The CFPB records the company as FIRST CITIZENS BANCSHARES, INC..
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- 655Complaints, last 3 years
- 1,640Complaints, all years
- 100.0%Responded on time
- 6.7%Closed with relief
- 10Products
- Oct 24, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 251 |
| 2025 | 218 |
| 2024 | 165 |
| 2023 | 158 |
| 2022 | 132 |
| 2021 | 83 |
| 2020 | 165 |
| 2019 | 89 |
| 2018 | 67 |
| 2017 | 87 |
| 2016 | 80 |
| 2015 | 63 |
| 2014 | 24 |
| 2013 | 39 |
| 2012 | 18 |
| 2011 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Checking or savings account | 420 | 64.1% |
| Mortgage | 52 | 7.9% |
| Credit reporting or other personal consumer reports | 45 | 6.9% |
| Money transfer, virtual currency, or money service | 45 | 6.9% |
| Vehicle loan or lease | 35 | 5.3% |
| Credit card | 28 | 4.3% |
| Debt collection | 22 | 3.4% |
| Payday loan, title loan, personal loan, or advance loan | 5 | 0.8% |
| Debt or credit management | 2 | 0.3% |
| Prepaid card | 1 | 0.2% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Managing an account | 237 | 36.2% |
| Closing an account | 58 | 8.9% |
| Opening an account | 50 | 7.6% |
| Problem caused by your funds being low | 38 | 5.8% |
| Trouble during payment process | 36 | 5.5% |
| Problem with a lender or other company charging your account | 34 | 5.2% |
| Fraud or scam | 24 | 3.7% |
| Incorrect information on your report | 23 | 3.5% |
| Managing the loan or lease | 15 | 2.3% |
| Improper use of your report | 14 | 2.1% |
| Problem with a company's investigation into an existing problem | 14 | 2.1% |
| Attempts to collect debt not owed | 13 | 2% |
| Other transaction problem | 9 | 1.4% |
| Problems at the end of the loan or lease | 9 | 1.4% |
| Closing on a mortgage | 6 | 0.9% |
| Problem with a purchase shown on your statement | 6 | 0.9% |
| Struggling to pay mortgage | 6 | 0.9% |
| Other features, terms, or problems | 5 | 0.8% |
| Repossession | 5 | 0.8% |
| Applying for a mortgage or refinancing an existing mortgage | 4 | 0.6% |
| Getting a credit card | 4 | 0.6% |
| Took or threatened to take negative or legal action | 4 | 0.6% |
| Getting a loan or lease | 3 | 0.5% |
| Problem with customer service | 3 | 0.5% |
| Wrong amount charged or received | 3 | 0.5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 609 | 93% |
| Closed with monetary relief | 44 | 6.7% |
| In progress | 2 | 0.3% |
States
| State | Complaints | Share |
|---|---|---|
| North Carolina | 109 | 16.6% |
| California | 107 | 16.3% |
| South Carolina | 81 | 12.4% |
| Florida | 43 | 6.6% |
| Georgia | 35 | 5.3% |
| Texas | 28 | 4.3% |
| Virginia | 25 | 3.8% |
| New York | 22 | 3.4% |
| Pennsylvania | 17 | 2.6% |
| Wisconsin | 17 | 2.6% |
| Colorado | 13 | 2% |
| Washington | 13 | 2% |
| Arizona | 11 | 1.7% |
| Massachusetts | 8 | 1.2% |
| Maryland | 8 | 1.2% |
| Missouri | 8 | 1.2% |
| Michigan | 7 | 1.1% |
| Connecticut | 6 | 0.9% |
| Illinois | 6 | 0.9% |
| Oklahoma | 6 | 0.9% |
| Hawaii | 5 | 0.8% |
| Kansas | 5 | 0.8% |
| New Jersey | 5 | 0.8% |
| New Mexico | 5 | 0.8% |
| Nevada | 5 | 0.8% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 24, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 18, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with monetary relief | consumerfinance.gov |
| October 17, 2026 | Debt or credit management | Problem with customer service | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Money transfer, virtual currency, or money service | Confusing or missing disclosures | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 3, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 2, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with monetary relief | consumerfinance.gov |
| October 2, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 1, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Credit card | Other features, terms, or problems | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with monetary relief | consumerfinance.gov |
| September 24, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with monetary relief | consumerfinance.gov |
| September 23, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 14, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 14, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| September 14, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 14, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| September 9, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 9, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Money transfer, virtual currency, or money service | Other transaction problem | Closed with explanation | consumerfinance.gov |
| September 5, 2026 | Credit card | Advertising and marketing, including promotional offers | Closed with monetary relief | consumerfinance.gov |
| September 4, 2026 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| September 2, 2026 | Credit card | Getting a credit card | Closed with explanation | consumerfinance.gov |
| September 2, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| September 2, 2026 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| September 1, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| August 31, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| August 30, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| August 29, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Checking or savings account complaints
- Every company with Mortgage complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Money transfer, virtual currency, or money service complaints
- Consumer complaints in North Carolina
- Consumer complaints in California
- Consumer complaints in South Carolina
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.