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Data / Consumer complaints / First Citizens Bancshares, Inc.

First Citizens Bancshares, Inc.: 655 CFPB consumer complaints in the last 3 years

First Citizens Bancshares, Inc. drew 655 consumer complaints in the CFPB database in the three years to November 6, 2026, and 1,640 since 2011. The largest group, 420, was about checking or savings account, and the most common issue was “Managing an account” with 237. The company responded on time to 100.0% of the complaints, and 6.7% closed with monetary or other relief. The CFPB records the company as FIRST CITIZENS BANCSHARES, INC..

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 655Complaints, last 3 years
  • 1,640Complaints, all years
  • 100.0%Responded on time
  • 6.7%Closed with relief
  • 10Products
  • Oct 24, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6251
2025218
2024165
2023158
2022132
202183
2020165
201989
201867
201787
201680
201563
201424
201339
201218
20111

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Managing an account23736.2%
Closing an account588.9%
Opening an account507.6%
Problem caused by your funds being low385.8%
Trouble during payment process365.5%
Problem with a lender or other company charging your account345.2%
Fraud or scam243.7%
Incorrect information on your report233.5%
Managing the loan or lease152.3%
Improper use of your report142.1%
Problem with a company's investigation into an existing problem142.1%
Attempts to collect debt not owed132%
Other transaction problem91.4%
Problems at the end of the loan or lease91.4%
Closing on a mortgage60.9%
Problem with a purchase shown on your statement60.9%
Struggling to pay mortgage60.9%
Other features, terms, or problems50.8%
Repossession50.8%
Applying for a mortgage or refinancing an existing mortgage40.6%
Getting a credit card40.6%
Took or threatened to take negative or legal action40.6%
Getting a loan or lease30.5%
Problem with customer service30.5%
Wrong amount charged or received30.5%

How the company responded

Company responseComplaintsShare
Closed with explanation60993%
Closed with monetary relief446.7%
In progress20.3%

States

StateComplaintsShare
North Carolina10916.6%
California10716.3%
South Carolina8112.4%
Florida436.6%
Georgia355.3%
Texas284.3%
Virginia253.8%
New York223.4%
Pennsylvania172.6%
Wisconsin172.6%
Colorado132%
Washington132%
Arizona111.7%
Massachusetts81.2%
Maryland81.2%
Missouri81.2%
Michigan71.1%
Connecticut60.9%
Illinois60.9%
Oklahoma60.9%
Hawaii50.8%
Kansas50.8%
New Jersey50.8%
New Mexico50.8%
Nevada50.8%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 23, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 22, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 20, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 19, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
October 19, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 18, 2026Checking or savings accountProblem caused by your funds being lowClosed with monetary reliefconsumerfinance.gov
October 17, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
October 17, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
October 17, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
October 16, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 16, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 13, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 9, 2026Money transfer, virtual currency, or money serviceConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
October 7, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 7, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 6, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
October 6, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 6, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
October 5, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 3, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
October 2, 2026Checking or savings accountProblem caused by your funds being lowClosed with monetary reliefconsumerfinance.gov
October 2, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 1, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
September 30, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
September 30, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 30, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
September 29, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
September 29, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 25, 2026Checking or savings accountProblem caused by your funds being lowClosed with monetary reliefconsumerfinance.gov
September 24, 2026Checking or savings accountProblem caused by your funds being lowClosed with monetary reliefconsumerfinance.gov
September 23, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
September 18, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
September 18, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 14, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 14, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
September 14, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 14, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
September 9, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 9, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 8, 2026Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
September 5, 2026Credit cardAdvertising and marketing, including promotional offersClosed with monetary reliefconsumerfinance.gov
September 4, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
September 2, 2026Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
September 2, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
September 2, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
September 1, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
August 31, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
August 30, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
August 29, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.