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Data / Consumer complaints / E Mortgage Capital, Inc.

E Mortgage Capital, Inc.: 46 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

E Mortgage Capital, Inc. drew 46 consumer complaints in the CFPB database in the three years to November 6, 2026, and 61 since 2020. The largest group, 39, was about mortgage, and the most common issue was “Applying for a mortgage or refinancing an existing mortgage” with 27. The company responded on time to 97.8% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch E Mortgage Capital, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 46Complaints, last 3 years
  • 61Complaints, all years
  • 97.8%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Jul 16, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 616
202514
202412
20236
20226
20213
20204

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Mortgage3984.8%
Credit reporting or other personal consumer reports613%
Debt collection12.2%

Issues

IssueComplaintsShare
Applying for a mortgage or refinancing an existing mortgage2758.7%
Improper use of your report919.6%
Closing on a mortgage715.2%
Trouble during payment process24.3%
Communication tactics12.2%

How the company responded

Company responseComplaintsShare
Closed with explanation46100%

States

StateComplaintsShare
California1123.9%
North Carolina510.9%
Alabama36.5%
Florida36.5%
Illinois36.5%
Nevada36.5%
Arizona24.3%
Colorado24.3%
Minnesota24.3%
South Carolina24.3%
Washington24.3%
Connecticut12.2%
Georgia12.2%
Missouri12.2%
New Hampshire12.2%
New Jersey12.2%
Ohio12.2%
Oregon12.2%
Texas12.2%

Latest 46 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
July 16, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
July 8, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
June 24, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
May 30, 2026MortgageImproper use of your reportClosed with explanationconsumerfinance.gov
May 8, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
May 7, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 1, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
February 25, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
February 20, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
February 18, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
February 11, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
February 9, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
February 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
February 3, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
January 22, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
January 19, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
December 31, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
October 29, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 6, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
August 26, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
June 17, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
May 16, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
April 18, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
April 18, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
April 17, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
March 27, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
March 12, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
February 20, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 14, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
January 22, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 1, 2024MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
September 17, 2024MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
August 7, 2024MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
July 1, 2024MortgageImproper use of your reportClosed with explanationconsumerfinance.gov
June 27, 2024MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
June 26, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 12, 2024MortgageImproper use of your reportClosed with explanationconsumerfinance.gov
May 9, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 26, 2024MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
January 24, 2024MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
January 12, 2024MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
January 2, 2024MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
December 14, 2023MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
December 4, 2023Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 29, 2023MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
November 12, 2023MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.