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Data / Consumer complaints / Credit Sage LLC / Debt or credit management

Credit Sage LLC: 75 CFPB complaints about debt or credit management, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Credit Sage LLC drew 75 consumer complaints about debt or credit management in the CFPB database in the three years to November 6, 2026, 78.1% of its 96 complaints in that time. The most common issue was “Charged upfront or unexpected fees”. The company responded on time to 74.7% of them, and 0.0% closed with monetary or other relief.

The request: Watch Credit Sage LLC: each new CFPB complaint about debt or credit management by issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 75Complaints, last 3 years
  • 78.1%Share of the company's complaints
  • 74.7%Responded on time
  • 0.0%Closed with relief
  • Sep 17, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20264661.3%
12 months to Nov 6, 20252432%
12 months to Nov 6, 202456.7%

Issues

IssueComplaintsShare
Charged upfront or unexpected fees3344%
Didn't provide services promised2128%
Confusing or misleading advertising or marketing1621.3%
Confusing or missing disclosures34%
Problem with customer service22.7%

How the company responded

Company responseComplaintsShare
Closed with explanation5674.7%
Untimely response1925.3%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California912%
Texas810.7%
Florida79.3%
North Carolina56.7%
New York56.7%
Colorado34%
Illinois34%
Ohio34%
Oregon34%
Arizona22.7%
Maryland22.7%
Missouri22.7%
Mississippi22.7%
Tennessee22.7%
Washington22.7%
West Virginia22.7%
Alabama11.3%
Connecticut11.3%
Delaware11.3%
Georgia11.3%
Idaho11.3%
Indiana11.3%
Kansas11.3%
Kentucky11.3%
Louisiana11.3%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 17, 2026Debt or credit managementConfusing or misleading advertising or marketingUntimely responseconsumerfinance.gov
September 17, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
September 17, 2026Debt or credit managementConfusing or misleading advertising or marketingUntimely responseconsumerfinance.gov
September 14, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
September 13, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
September 10, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
September 3, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
September 3, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
August 31, 2026Debt or credit managementConfusing or misleading advertising or marketingUntimely responseconsumerfinance.gov
August 28, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
August 27, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
August 26, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
August 19, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
August 17, 2026Debt or credit managementProblem with customer serviceUntimely responseconsumerfinance.gov
August 14, 2026Debt or credit managementDidn't provide services promisedUntimely responseconsumerfinance.gov
August 2, 2026Debt or credit managementConfusing or misleading advertising or marketingUntimely responseconsumerfinance.gov
July 22, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
June 17, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
June 11, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
June 10, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
May 19, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
May 18, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
May 12, 2026Debt or credit managementCharged upfront or unexpected feesUntimely responseconsumerfinance.gov
April 28, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
April 21, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.