Data / Consumer complaints / Credit Bureau Systems, Inc., Paducah, KY Branch
Credit Bureau Systems, Inc., Paducah, KY Branch: 187 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Credit Bureau Systems, Inc., Paducah, KY Branch drew 187 consumer complaints in the CFPB database in the three years to November 6, 2026, and 368 since 2013. The largest group, 147, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 62. The company responded on time to 100.0% of the complaints, and 52.9% closed with monetary or other relief.
The request: Watch Credit Bureau Systems, Inc., Paducah, KY Branch: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 187Complaints, last 3 years
- 368Complaints, all years
- 100.0%Responded on time
- 52.9%Closed with relief
- 3Products
- Nov 4, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 73 |
| 2025 | 85 |
| 2024 | 26 |
| 2023 | 20 |
| 2022 | 47 |
| 2021 | 22 |
| 2020 | 17 |
| 2019 | 17 |
| 2018 | 15 |
| 2017 | 15 |
| 2016 | 11 |
| 2015 | 12 |
| 2014 | 7 |
| 2013 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 147 | 78.6% |
| Credit reporting or other personal consumer reports | 39 | 20.9% |
| Vehicle loan or lease | 1 | 0.5% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 62 | 33.2% |
| False statements or representation | 32 | 17.1% |
| Took or threatened to take negative or legal action | 23 | 12.3% |
| Incorrect information on your report | 22 | 11.8% |
| Written notification about debt | 18 | 9.6% |
| Communication tactics | 9 | 4.8% |
| Improper use of your report | 9 | 4.8% |
| Problem with a company's investigation into an existing problem | 8 | 4.3% |
| Threatened to contact someone or share information improperly | 3 | 1.6% |
| Problems at the end of the loan or lease | 1 | 0.5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with non-monetary relief | 98 | 52.4% |
| Closed with explanation | 87 | 46.5% |
| Closed with monetary relief | 1 | 0.5% |
| In progress | 1 | 0.5% |
States
| State | Complaints | Share |
|---|---|---|
| Missouri | 42 | 22.5% |
| Kentucky | 41 | 21.9% |
| Tennessee | 20 | 10.7% |
| Indiana | 16 | 8.6% |
| Mississippi | 13 | 7% |
| Florida | 7 | 3.7% |
| Georgia | 7 | 3.7% |
| Texas | 7 | 3.7% |
| Alabama | 5 | 2.7% |
| California | 5 | 2.7% |
| Ohio | 5 | 2.7% |
| Arkansas | 3 | 1.6% |
| Illinois | 3 | 1.6% |
| Kansas | 3 | 1.6% |
| West Virginia | 3 | 1.6% |
| Arizona | 2 | 1.1% |
| Louisiana | 1 | 0.5% |
| New Mexico | 1 | 0.5% |
| New York | 1 | 0.5% |
| Puerto Rico | 1 | 0.5% |
| Wisconsin | 1 | 0.5% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 25, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 22, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| October 18, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 18, 2026 | Debt collection | Communication tactics | Closed with non-monetary relief | consumerfinance.gov |
| October 16, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 14, 2026 | Debt collection | Communication tactics | Closed with non-monetary relief | consumerfinance.gov |
| October 8, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| September 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with non-monetary relief | consumerfinance.gov |
| September 16, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 14, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 30, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| August 30, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| August 23, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| August 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| August 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| August 18, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| August 14, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| August 11, 2026 | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| August 2, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| July 30, 2026 | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| July 29, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 22, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| July 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 15, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 15, 2026 | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| July 12, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| July 7, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 5, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| June 29, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| June 23, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| June 11, 2026 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| June 4, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 22, 2026 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| May 19, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 14, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| May 4, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 17, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 17, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| April 13, 2026 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| April 6, 2026 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| April 6, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| March 31, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 28, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| March 28, 2026 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Vehicle loan or lease complaints
- Consumer complaints in Missouri
- Consumer complaints in Kentucky
- Consumer complaints in Tennessee
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.