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CRED Technologies dba cred.ai: 30 CFPB complaints

The full list. Companies with consumer complaints to the CFPB: 5,399 rows, $133.99. $10 of credit on sign-up, no card. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email. For agents and scripts: every list with its row count and price is at https://specstream.ai/data/lists.json.

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

CRED Technologies dba cred.ai drew 30 consumer complaints in the CFPB database in the three years to November 9, 2026, and 49 since 2021. The largest group, 17, was about credit card, and the most common issue was “Problem with a purchase shown on your statement” with 9. The company responded on time to 96.7% of the complaints, and 6.7% closed with monetary or other relief.

The request: Watch CRED Technologies dba cred.ai: each new CFPB complaint by product and issue, with the date and the company response.

Watch this company's complaintsGet every credit card companyGet credit card in California

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 30Complaints, last 3 years
  • 49Complaints, all years
  • 96.7%Responded on time
  • 6.7%Closed with relief
  • 4Products
  • Oct 9, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 94
202510
202415
202312
20226
20212

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit card1756.7%
Checking or savings account1033.3%
Prepaid card26.7%
Credit reporting or other personal consumer reports13.3%

Issues

IssueComplaintsShare
Problem with a purchase shown on your statement930%
Managing an account620%
Getting a credit card26.7%
Opening an account26.7%
Other features, terms, or problems26.7%
Trouble using the card26.7%
Trouble using your card26.7%
Advertising and marketing, including promotional offers13.3%
Closing an account13.3%
Closing your account13.3%
Problem with a company's investigation into an existing problem13.3%
Problem with a lender or other company charging your account13.3%

How the company responded

Company responseComplaintsShare
Closed with explanation2790%
Closed with monetary relief26.7%
In progress13.3%

States

StateComplaintsShare
California516.7%
Florida516.7%
Washington310%
Arizona26.7%
North Carolina26.7%
Pennsylvania26.7%
Texas26.7%
Alabama13.3%
Georgia13.3%
Iowa13.3%
Idaho13.3%
Kansas13.3%
Maryland13.3%
New Jersey13.3%
Tennessee13.3%
Utah13.3%

Latest 30 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 9, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
June 26, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
April 14, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
February 18, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
August 15, 2025Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
July 23, 2025Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
July 3, 2025Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
June 11, 2025Prepaid cardTrouble using the cardClosed with explanationconsumerfinance.gov
May 31, 2025Prepaid cardTrouble using the cardClosed with explanationconsumerfinance.gov
April 15, 2025Credit cardTrouble using your cardClosed with explanationconsumerfinance.gov
March 22, 2025Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
March 18, 2025Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
March 6, 2025Credit cardTrouble using your cardClosed with explanationconsumerfinance.gov
January 23, 2025Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
December 7, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 7, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
August 30, 2024Checking or savings accountManaging an accountClosed with monetary reliefconsumerfinance.gov
August 15, 2024Credit cardAdvertising and marketing, including promotional offersClosed with explanationconsumerfinance.gov
July 24, 2024Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
July 2, 2024Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
June 25, 2024Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
May 24, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 9, 2024Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
April 9, 2024Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
March 17, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 9, 2024Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
February 12, 2024Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
January 31, 2024Checking or savings accountManaging an accountClosed with monetary reliefconsumerfinance.gov
January 12, 2024Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
December 8, 2023Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.

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