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Data / Consumer complaints / CL Holdings LLC / Debt or credit management

CL Holdings LLC: 117 CFPB complaints about debt or credit management, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

CL Holdings LLC drew 117 consumer complaints about debt or credit management in the CFPB database in the three years to November 6, 2026, 0.2% of its 51,087 complaints in that time. The most common issue was “Confusing or missing disclosures”. The company responded on time to 100.0% of them, and 20.5% closed with monetary or other relief.

The request: Watch CL Holdings LLC: each new CFPB complaint about debt or credit management by issue, with the date and the company response. $10 of work on sign-up, no card.

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  • 117Complaints, last 3 years
  • 0.2%Share of the company's complaints
  • 100.0%Responded on time
  • 20.5%Closed with relief
  • Nov 3, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20264639.3%
12 months to Nov 6, 20255042.7%
12 months to Nov 6, 20242117.9%

Issues

IssueComplaintsShare
Confusing or missing disclosures3630.8%
Unauthorized withdrawals or charges2823.9%
Problem with customer service1916.2%
Didn't provide services promised1613.7%
Confusing or misleading advertising or marketing108.5%
Charged upfront or unexpected fees86.8%

How the company responded

Company responseComplaintsShare
Closed with explanation9379.5%
Closed with non-monetary relief2420.5%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California1512.8%
Texas1512.8%
Georgia86.8%
Florida65.1%
New York65.1%
Illinois54.3%
Ohio54.3%
Pennsylvania54.3%
Virginia54.3%
Michigan43.4%
Nevada43.4%
Alabama32.6%
Arizona32.6%
Maryland32.6%
New Jersey32.6%
Connecticut21.7%
Indiana21.7%
Louisiana21.7%
North Carolina21.7%
South Carolina21.7%
Tennessee21.7%
Arkansas10.9%
Iowa10.9%
Massachusetts10.9%
Missouri10.9%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 3, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with non-monetary reliefconsumerfinance.gov
October 17, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
October 15, 2026Debt or credit managementCharged upfront or unexpected feesClosed with non-monetary reliefconsumerfinance.gov
September 22, 2026Debt or credit managementDidn't provide services promisedClosed with non-monetary reliefconsumerfinance.gov
September 8, 2026Debt or credit managementDidn't provide services promisedClosed with non-monetary reliefconsumerfinance.gov
September 3, 2026Debt or credit managementDidn't provide services promisedClosed with non-monetary reliefconsumerfinance.gov
August 26, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
August 25, 2026Debt or credit managementCharged upfront or unexpected feesClosed with non-monetary reliefconsumerfinance.gov
August 13, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
August 13, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with non-monetary reliefconsumerfinance.gov
July 25, 2026Debt or credit managementDidn't provide services promisedClosed with non-monetary reliefconsumerfinance.gov
July 25, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
July 24, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with non-monetary reliefconsumerfinance.gov
July 21, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
July 15, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
July 14, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
June 7, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
June 3, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
June 1, 2026Debt or credit managementDidn't provide services promisedClosed with non-monetary reliefconsumerfinance.gov
May 29, 2026Debt or credit managementProblem with customer serviceClosed with non-monetary reliefconsumerfinance.gov
May 23, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
May 21, 2026Debt or credit managementConfusing or missing disclosuresClosed with non-monetary reliefconsumerfinance.gov
May 11, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with non-monetary reliefconsumerfinance.gov
May 4, 2026Debt or credit managementDidn't provide services promisedClosed with non-monetary reliefconsumerfinance.gov
April 23, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.