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Data / Consumer complaints / CL Holdings LLC / Credit card

CL Holdings LLC: 195 CFPB complaints about credit card, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

CL Holdings LLC drew 195 consumer complaints about credit card in the CFPB database in the three years to November 6, 2026, 0.4% of its 51,087 complaints in that time. The most common issue was “Getting a credit card”. The company responded on time to 100.0% of them, and 12.8% closed with monetary or other relief.

The request: Watch CL Holdings LLC: each new CFPB complaint about credit card by issue, with the date and the company response. $10 of work on sign-up, no card.

Watch this company's complaintsGet every company for this productGet credit card in Florida

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 195Complaints, last 3 years
  • 0.4%Share of the company's complaints
  • 100.0%Responded on time
  • 12.8%Closed with relief
  • Oct 22, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20266633.8%
12 months to Nov 6, 20259347.7%
12 months to Nov 6, 20243618.5%

Issues

IssueComplaintsShare
Getting a credit card6131.3%
Incorrect information on your report4623.6%
Other features, terms, or problems189.2%
Improper use of your report136.7%
Problem with a purchase shown on your statement136.7%
Struggling to pay your bill136.7%
Problem when making payments94.6%
Closing your account84.1%
Fees or interest52.6%
Advertising and marketing, including promotional offers31.5%
Problem with a company's investigation into an existing problem31.5%
Credit monitoring or identity theft protection services21%
Trouble using your card10.5%

How the company responded

Company responseComplaintsShare
Closed with explanation17087.2%
Closed with non-monetary relief2512.8%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida2311.8%
California2211.3%
Texas2211.3%
Georgia147.2%
Michigan84.1%
Arkansas73.6%
Arizona73.6%
New York73.6%
Ohio73.6%
Illinois63.1%
Maryland63.1%
North Carolina63.1%
Pennsylvania63.1%
Alabama52.6%
Nevada52.6%
Virginia52.6%
Washington52.6%
South Carolina42.1%
Kentucky31.5%
Massachusetts31.5%
Mississippi31.5%
Tennessee31.5%
Indiana21%
Minnesota21%
New Jersey21%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 22, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
October 8, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
October 2, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
September 21, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
September 3, 2026Credit cardGetting a credit cardClosed with non-monetary reliefconsumerfinance.gov
August 30, 2026Credit cardGetting a credit cardClosed with non-monetary reliefconsumerfinance.gov
August 29, 2026Credit cardFees or interestClosed with explanationconsumerfinance.gov
August 28, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
August 24, 2026Credit cardAdvertising and marketing, including promotional offersClosed with non-monetary reliefconsumerfinance.gov
August 15, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
August 15, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
August 14, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
August 14, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
August 14, 2026Credit cardAdvertising and marketing, including promotional offersClosed with non-monetary reliefconsumerfinance.gov
August 10, 2026Credit cardGetting a credit cardClosed with non-monetary reliefconsumerfinance.gov
August 4, 2026Credit cardStruggling to pay your billClosed with non-monetary reliefconsumerfinance.gov
August 4, 2026Credit cardProblem when making paymentsClosed with non-monetary reliefconsumerfinance.gov
July 21, 2026Credit cardProblem with a purchase shown on your statementClosed with non-monetary reliefconsumerfinance.gov
July 17, 2026Credit cardOther features, terms, or problemsClosed with non-monetary reliefconsumerfinance.gov
July 16, 2026Credit cardOther features, terms, or problemsClosed with non-monetary reliefconsumerfinance.gov
July 13, 2026Credit cardGetting a credit cardClosed with non-monetary reliefconsumerfinance.gov
June 9, 2026Credit cardClosing your accountClosed with non-monetary reliefconsumerfinance.gov
June 4, 2026Credit cardGetting a credit cardClosed with non-monetary reliefconsumerfinance.gov
May 31, 2026Credit cardGetting a credit cardClosed with non-monetary reliefconsumerfinance.gov
May 31, 2026Credit cardIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.