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Data / Consumer complaints / CHECKredi of Kentucky, LLC

CHECKredi of Kentucky, LLC: 53 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

CHECKredi of Kentucky, LLC drew 53 consumer complaints in the CFPB database in the three years to November 6, 2026, and 76 since 2020. The largest group, 44, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 15. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch CHECKredi of Kentucky, LLC: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 53Complaints, last 3 years
  • 76Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 5Products
  • Aug 13, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 617
202518
202415
20239
20226
20216
20205

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection4483%
Checking or savings account47.5%
Credit card23.8%
Credit reporting or other personal consumer reports23.8%
Money transfer, virtual currency, or money service11.9%

Issues

IssueComplaintsShare
Attempts to collect debt not owed1528.3%
False statements or representation1426.4%
Written notification about debt713.2%
Electronic communications35.7%
Took or threatened to take negative or legal action35.7%
Communication tactics23.8%
Problem caused by your funds being low23.8%
Problem with a lender or other company charging your account23.8%
Improper use of your report11.9%
Incorrect information on your report11.9%
Problem with a purchase shown on your statement11.9%
Trouble using your card11.9%
Unexpected or other fees11.9%

How the company responded

Company responseComplaintsShare
Closed with explanation53100%

States

StateComplaintsShare
Texas611.3%
South Carolina59.4%
Colorado47.5%
Georgia47.5%
Massachusetts47.5%
New York47.5%
Connecticut35.7%
Pennsylvania35.7%
Alabama23.8%
Delaware23.8%
Maryland23.8%
Tennessee23.8%
Arizona11.9%
Florida11.9%
Kentucky11.9%
Mississippi11.9%
Montana11.9%
New Hampshire11.9%
Ohio11.9%
Oregon11.9%
Virginia11.9%
Vermont11.9%
Wisconsin11.9%
Wyoming11.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
August 13, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 27, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 22, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
May 6, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 20, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
April 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 8, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 21, 2026Money transfer, virtual currency, or money serviceUnexpected or other feesClosed with explanationconsumerfinance.gov
January 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 21, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 17, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 18, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 11, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 22, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 21, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 3, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 1, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 2, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 20, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 7, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 18, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 25, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
June 1, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 14, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 2, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 30, 2025Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
January 16, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 7, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 16, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 28, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 19, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 28, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 24, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 16, 2024Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 15, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 23, 2024Credit cardTrouble using your cardClosed with explanationconsumerfinance.gov
April 19, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 15, 2024Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
March 21, 2024Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
February 2, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 26, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 16, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.