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Data / Consumer complaints / Cardinal Financial Company, Limited Partnership

Cardinal Financial Company, Limited Partnership: 168 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Cardinal Financial Company, Limited Partnership drew 168 consumer complaints in the CFPB database in the three years to November 6, 2026, and 769 since 2013. The largest group, 143, was about mortgage, and the most common issue was “Trouble during payment process” with 53. The company responded on time to 100.0% of the complaints, and 12.5% closed with monetary or other relief. The CFPB records the company as CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP.

The request: Watch Cardinal Financial Company, Limited Partnership: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 168Complaints, last 3 years
  • 769Complaints, all years
  • 100.0%Responded on time
  • 12.5%Closed with relief
  • 4Products
  • Oct 29, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 626
202554
202479
2023113
2022116
2021131
202077
201929
201829
201725
201647
201527
201413
20133

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Mortgage14385.1%
Credit reporting or other personal consumer reports1810.7%
Debt collection63.6%
Payday loan, title loan, personal loan, or advance loan10.6%

Issues

IssueComplaintsShare
Trouble during payment process5331.5%
Closing on a mortgage3923.2%
Applying for a mortgage or refinancing an existing mortgage2414.3%
Struggling to pay mortgage2414.3%
Incorrect information on your report116.5%
Improper use of your report84.8%
Attempts to collect debt not owed21.2%
False statements or representation21.2%
Problem with a company's investigation into an existing problem21.2%
Charged fees or interest you didn't expect10.6%
Took or threatened to take negative or legal action10.6%
Written notification about debt10.6%

How the company responded

Company responseComplaintsShare
Closed with explanation14385.1%
Closed with non-monetary relief1710.1%
Closed with monetary relief42.4%
In progress42.4%

States

StateComplaintsShare
Texas4023.8%
Florida3319.6%
Georgia106%
North Carolina84.8%
New York84.8%
Virginia74.2%
Wisconsin74.2%
Arizona63.6%
New Jersey53%
Tennessee53%
California42.4%
Minnesota42.4%
South Carolina42.4%
Iowa31.8%
Maryland31.8%
Mississippi31.8%
Colorado21.2%
Hawaii21.2%
Louisiana21.2%
Oklahoma21.2%
Illinois10.6%
Indiana10.6%
Kansas10.6%
Kentucky10.6%
Massachusetts10.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 29, 2026MortgageApplying for a mortgage or refinancing an existing mortgageIn progressconsumerfinance.gov
October 27, 2026MortgageClosing on a mortgageIn progressconsumerfinance.gov
October 24, 2026MortgageTrouble during payment processIn progressconsumerfinance.gov
October 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
October 2, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
September 25, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 12, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
July 31, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
July 31, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
July 23, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
June 30, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 16, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
May 4, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
April 28, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with non-monetary reliefconsumerfinance.gov
April 24, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
April 18, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 2, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
March 26, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
March 26, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
March 16, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with non-monetary reliefconsumerfinance.gov
March 12, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
March 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
February 1, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with non-monetary reliefconsumerfinance.gov
January 21, 2026MortgageTrouble during payment processClosed with non-monetary reliefconsumerfinance.gov
January 11, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
January 5, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
December 12, 2025MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
December 1, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 27, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
November 26, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
November 25, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
November 25, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
November 15, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
November 14, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
October 31, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 7, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
October 7, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 6, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
October 1, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
September 18, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
September 16, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 11, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
September 8, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
September 2, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 28, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 26, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 13, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
August 13, 2025MortgageTrouble during payment processClosed with monetary reliefconsumerfinance.gov
July 18, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.