Data / Consumer complaints / Capital One Financial Corporation / Prepaid card
Capital One Financial Corporation: 91 CFPB complaints about prepaid card, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Capital One Financial Corporation drew 91 consumer complaints about prepaid card in the CFPB database in the three years to November 6, 2026, 0.1% of its 87,404 complaints in that time. The most common issue was “Problem getting a card or closing an account”. The company responded on time to 100.0% of them, and 35.2% closed with monetary or other relief.
The request: Watch Capital One Financial Corporation: each new CFPB complaint about prepaid card by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 91Complaints, last 3 years
- 0.1%Share of the company's complaints
- 100.0%Responded on time
- 35.2%Closed with relief
- Oct 27, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 55 | 60.4% |
| 12 months to Nov 6, 2025 | 27 | 29.7% |
| 12 months to Nov 6, 2024 | 9 | 9.9% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Problem getting a card or closing an account | 40 | 44% |
| Problem with a purchase or transfer | 24 | 26.4% |
| Unexpected or other fees | 12 | 13.2% |
| Advertising | 8 | 8.8% |
| Trouble using the card | 7 | 7.7% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 57 | 62.6% |
| Closed with non-monetary relief | 19 | 20.9% |
| Closed with monetary relief | 13 | 14.3% |
| In progress | 2 | 2.2% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| California | 8 | 8.8% |
| Florida | 8 | 8.8% |
| Illinois | 7 | 7.7% |
| New York | 7 | 7.7% |
| Georgia | 6 | 6.6% |
| Texas | 5 | 5.5% |
| Connecticut | 4 | 4.4% |
| New Jersey | 4 | 4.4% |
| Virginia | 4 | 4.4% |
| Massachusetts | 3 | 3.3% |
| Michigan | 3 | 3.3% |
| Pennsylvania | 3 | 3.3% |
| Colorado | 2 | 2.2% |
| Indiana | 2 | 2.2% |
| Kentucky | 2 | 2.2% |
| Missouri | 2 | 2.2% |
| Nebraska | 2 | 2.2% |
| Nevada | 2 | 2.2% |
| Ohio | 2 | 2.2% |
| Washington | 2 | 2.2% |
| Alabama | 1 | 1.1% |
| Arizona | 1 | 1.1% |
| Delaware | 1 | 1.1% |
| Maryland | 1 | 1.1% |
| Mississippi | 1 | 1.1% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 27, 2026 | Prepaid card | Problem getting a card or closing an account | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Prepaid card | Problem getting a card or closing an account | Closed with monetary relief | consumerfinance.gov |
| October 17, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Prepaid card | Problem getting a card or closing an account | In progress | consumerfinance.gov |
| October 9, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Prepaid card | Advertising | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with monetary relief | consumerfinance.gov |
| October 1, 2026 | Prepaid card | Unexpected or other fees | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Prepaid card | Problem with a purchase or transfer | In progress | consumerfinance.gov |
| September 19, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with monetary relief | consumerfinance.gov |
| September 15, 2026 | Prepaid card | Advertising | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| September 14, 2026 | Prepaid card | Advertising | Closed with monetary relief | consumerfinance.gov |
| September 3, 2026 | Prepaid card | Advertising | Closed with explanation | consumerfinance.gov |
| September 3, 2026 | Prepaid card | Problem getting a card or closing an account | Closed with non-monetary relief | consumerfinance.gov |
| September 2, 2026 | Prepaid card | Problem getting a card or closing an account | Closed with non-monetary relief | consumerfinance.gov |
| September 1, 2026 | Prepaid card | Trouble using the card | Closed with explanation | consumerfinance.gov |
| August 27, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| August 26, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| August 19, 2026 | Prepaid card | Unexpected or other fees | Closed with explanation | consumerfinance.gov |
| August 17, 2026 | Prepaid card | Problem getting a card or closing an account | Closed with explanation | consumerfinance.gov |
| August 12, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| August 4, 2026 | Prepaid card | Unexpected or other fees | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All Capital One Financial Corporation complaints
- Every company with Prepaid card complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.