Data / Consumer complaints / Atlantic Recovery Solutions LLC / Debt collection
Atlantic Recovery Solutions LLC: 253 CFPB complaints about debt collection, last 3 years
Atlantic Recovery Solutions LLC drew 253 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 92.3% of its 274 complaints in that time. The most common issue was “Communication tactics”. The company responded on time to 43.9% of them, and 0.0% closed with monetary or other relief.
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- 253Complaints, last 3 years
- 92.3%Share of the company's complaints
- 43.9%Responded on time
- 0.0%Closed with relief
- Oct 13, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 122 | 48.2% |
| 12 months to Nov 6, 2025 | 89 | 35.2% |
| 12 months to Nov 6, 2024 | 42 | 16.6% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Communication tactics | 100 | 39.5% |
| Attempts to collect debt not owed | 33 | 13% |
| Threatened to contact someone or share information improperly | 29 | 11.5% |
| Took or threatened to take negative or legal action | 29 | 11.5% |
| Written notification about debt | 24 | 9.5% |
| Electronic communications | 19 | 7.5% |
| False statements or representation | 19 | 7.5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 146 | 57.7% |
| Untimely response | 107 | 42.3% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Texas | 30 | 11.9% |
| New York | 20 | 7.9% |
| California | 16 | 6.3% |
| Florida | 16 | 6.3% |
| Illinois | 14 | 5.5% |
| South Carolina | 11 | 4.3% |
| Georgia | 10 | 4% |
| Pennsylvania | 10 | 4% |
| Colorado | 9 | 3.6% |
| Michigan | 9 | 3.6% |
| New Jersey | 9 | 3.6% |
| Tennessee | 9 | 3.6% |
| Indiana | 8 | 3.2% |
| North Carolina | 8 | 3.2% |
| Alabama | 7 | 2.8% |
| Virginia | 6 | 2.4% |
| Arizona | 5 | 2% |
| Maryland | 5 | 2% |
| Missouri | 4 | 1.6% |
| Ohio | 4 | 1.6% |
| Washington | 4 | 1.6% |
| Arkansas | 3 | 1.2% |
| Minnesota | 3 | 1.2% |
| Oklahoma | 3 | 1.2% |
| Oregon | 3 | 1.2% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 13, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| October 13, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| October 10, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| October 6, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| October 5, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| October 2, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 30, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 30, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| September 30, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 29, 2026 | Debt collection | Electronic communications | Untimely response | consumerfinance.gov |
| September 28, 2026 | Debt collection | Electronic communications | Untimely response | consumerfinance.gov |
| September 25, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 25, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 22, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 22, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| September 10, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 8, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 3, 2026 | Debt collection | False statements or representation | Untimely response | consumerfinance.gov |
| August 31, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| August 28, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| August 28, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| August 26, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| August 26, 2026 | Debt collection | Electronic communications | Untimely response | consumerfinance.gov |
| August 26, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| August 24, 2026 | Debt collection | Written notification about debt | Untimely response | consumerfinance.gov |
Also on SpecStream
- All Atlantic Recovery Solutions LLC complaints
- Every company with Debt collection complaints
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.