Data / Consumer complaints / Atlantic Recovery Solutions LLC
Atlantic Recovery Solutions LLC: 274 CFPB consumer complaints in the last 3 years
Atlantic Recovery Solutions LLC drew 274 consumer complaints in the CFPB database in the three years to November 6, 2026, and 533 since 2013. The largest group, 253, was about debt collection, and the most common issue was “Communication tactics” with 100. The company responded on time to 42.0% of the complaints, and 0.0% closed with monetary or other relief.
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- 274Complaints, last 3 years
- 533Complaints, all years
- 42.0%Responded on time
- 0.0%Closed with relief
- 5Products
- Oct 13, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 113 |
| 2025 | 108 |
| 2024 | 49 |
| 2023 | 31 |
| 2022 | 32 |
| 2021 | 43 |
| 2020 | 33 |
| 2019 | 25 |
| 2018 | 18 |
| 2017 | 22 |
| 2016 | 17 |
| 2015 | 18 |
| 2014 | 22 |
| 2013 | 2 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 253 | 92.3% |
| Credit reporting or other personal consumer reports | 12 | 4.4% |
| Payday loan, title loan, personal loan, or advance loan | 7 | 2.6% |
| Debt or credit management | 1 | 0.4% |
| Student loan | 1 | 0.4% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Communication tactics | 100 | 36.5% |
| Attempts to collect debt not owed | 33 | 12% |
| Threatened to contact someone or share information improperly | 29 | 10.6% |
| Took or threatened to take negative or legal action | 29 | 10.6% |
| Written notification about debt | 24 | 8.8% |
| Electronic communications | 19 | 6.9% |
| False statements or representation | 19 | 6.9% |
| Incorrect information on your report | 9 | 3.3% |
| Struggling to pay your loan | 4 | 1.5% |
| Charged fees or interest you didn't expect | 2 | 0.7% |
| Improper use of your report | 2 | 0.7% |
| Dealing with your lender or servicer | 1 | 0.4% |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 | 0.4% |
| Problem with a company's investigation into an existing problem | 1 | 0.4% |
| Problem with customer service | 1 | 0.4% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 151 | 55.1% |
| Untimely response | 123 | 44.9% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 34 | 12.4% |
| New York | 22 | 8% |
| Illinois | 18 | 6.6% |
| California | 17 | 6.2% |
| Florida | 16 | 5.8% |
| Pennsylvania | 11 | 4% |
| South Carolina | 11 | 4% |
| Georgia | 10 | 3.6% |
| North Carolina | 10 | 3.6% |
| New Jersey | 10 | 3.6% |
| Colorado | 9 | 3.3% |
| Michigan | 9 | 3.3% |
| Tennessee | 9 | 3.3% |
| Indiana | 8 | 2.9% |
| Alabama | 7 | 2.6% |
| Virginia | 6 | 2.2% |
| Arizona | 5 | 1.8% |
| Maryland | 5 | 1.8% |
| Missouri | 5 | 1.8% |
| Oregon | 5 | 1.8% |
| Ohio | 4 | 1.5% |
| Washington | 4 | 1.5% |
| Arkansas | 3 | 1.1% |
| Louisiana | 3 | 1.1% |
| Minnesota | 3 | 1.1% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 13, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| October 13, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| October 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Untimely response | consumerfinance.gov |
| October 10, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| October 6, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| October 5, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| October 2, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 30, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 30, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| September 30, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 29, 2026 | Debt collection | Electronic communications | Untimely response | consumerfinance.gov |
| September 28, 2026 | Debt collection | Electronic communications | Untimely response | consumerfinance.gov |
| September 25, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 25, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 22, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 22, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| September 10, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 8, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| September 3, 2026 | Debt collection | False statements or representation | Untimely response | consumerfinance.gov |
| August 31, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| August 28, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| August 28, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| August 26, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| August 26, 2026 | Debt collection | Electronic communications | Untimely response | consumerfinance.gov |
| August 26, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| August 24, 2026 | Debt collection | Written notification about debt | Untimely response | consumerfinance.gov |
| August 20, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| August 20, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| August 17, 2026 | Debt collection | False statements or representation | Untimely response | consumerfinance.gov |
| August 13, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | consumerfinance.gov |
| August 13, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| August 12, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| August 11, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| August 11, 2026 | Debt collection | Written notification about debt | Untimely response | consumerfinance.gov |
| August 9, 2026 | Debt collection | Took or threatened to take negative or legal action | Untimely response | consumerfinance.gov |
| August 5, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| August 3, 2026 | Debt collection | Took or threatened to take negative or legal action | Untimely response | consumerfinance.gov |
| August 1, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| July 31, 2026 | Debt collection | False statements or representation | Untimely response | consumerfinance.gov |
| July 30, 2026 | Debt collection | Electronic communications | Untimely response | consumerfinance.gov |
| July 29, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| July 26, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| July 24, 2026 | Debt collection | Written notification about debt | Untimely response | consumerfinance.gov |
| July 24, 2026 | Debt collection | Threatened to contact someone or share information improperly | Untimely response | consumerfinance.gov |
| July 24, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| July 22, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| July 20, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| July 17, 2026 | Debt collection | Written notification about debt | Untimely response | consumerfinance.gov |
| July 13, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
| July 13, 2026 | Debt collection | Communication tactics | Untimely response | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Debt or credit management complaints
- Consumer complaints in Texas
- Consumer complaints in New York
- Consumer complaints in Illinois
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.