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Data / Consumer complaints / Zwicker & Associates

Zwicker & Associates: 550 CFPB consumer complaints in the last 3 years

Zwicker & Associates drew 550 consumer complaints in the CFPB database in the three years to November 6, 2026, and 1,085 since 2013. The largest group, 488, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 147. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as ZWICKER & ASSOCIATES.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 550Complaints, last 3 years
  • 1,085Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 7Products
  • Oct 27, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6173
2025230
2024133
202393
202260
202166
202030
201947
201840
201742
201633
201559
201455
201324

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection48888.7%
Credit reporting or other personal consumer reports386.9%
Credit card132.4%
Debt or credit management61.1%
Payday loan, title loan, personal loan, or advance loan30.5%
Money transfer, virtual currency, or money service10.2%
Student loan10.2%

Issues

IssueComplaintsShare
Attempts to collect debt not owed14726.7%
Took or threatened to take negative or legal action10018.2%
Written notification about debt9116.5%
False statements or representation8615.6%
Communication tactics427.6%
Incorrect information on your report244.4%
Electronic communications112%
Threatened to contact someone or share information improperly112%
Problem with a company's investigation into an existing problem91.6%
Problem when making payments61.1%
Improper use of your report50.9%
Other features, terms, or problems40.7%
Problem with a purchase shown on your statement30.5%
Struggling to pay your bill30.5%
Didn't provide services promised20.4%
Problem with customer service20.4%
Confusing or missing disclosures10.2%
Dealing with your lender or servicer10.2%
Fraud or scam10.2%
Unauthorized withdrawals or charges10.2%

How the company responded

Company responseComplaintsShare
Closed with explanation54899.6%
In progress20.4%

States

StateComplaintsShare
Texas6812.4%
Florida6111.1%
North Carolina448%
Georgia376.7%
New Jersey366.5%
California274.9%
Virginia264.7%
New York234.2%
Ohio234.2%
Massachusetts224%
Maryland213.8%
Michigan213.8%
Illinois152.7%
Pennsylvania152.7%
South Carolina122.2%
Minnesota81.5%
Tennessee81.5%
Alabama71.3%
Indiana71.3%
Arizona61.1%
Connecticut61.1%
Missouri50.9%
Nevada50.9%
Colorado40.7%
Washington40.7%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 27, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 8, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 8, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 7, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 25, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 24, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 23, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 17, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 14, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 11, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 9, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 5, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 1, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
August 31, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 31, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 28, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 26, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 24, 2026Debt or credit managementProblem with customer serviceIn progressconsumerfinance.gov
August 19, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 18, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 18, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 17, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 14, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 8, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 5, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 3, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 3, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 31, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 31, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 26, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.