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Data / Consumer complaints / World Acceptance Corporation / Payday loan, title loan, personal loan, or advance loan

World Acceptance Corporation: 246 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

World Acceptance Corporation drew 246 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 8.3% of its 2,968 complaints in that time. The most common issue was “Incorrect information on your report”. The company responded on time to 99.2% of them, and 18.3% closed with monetary or other relief.

The request: Watch World Acceptance Corporation: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 246Complaints, last 3 years
  • 8.3%Share of the company's complaints
  • 99.2%Responded on time
  • 18.3%Closed with relief
  • Oct 22, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20268233.3%
12 months to Nov 6, 20259538.6%
12 months to Nov 6, 20246928%

Issues

IssueComplaintsShare
Incorrect information on your report5020.3%
Struggling to pay your loan3514.2%
Problem when making payments3112.6%
Charged fees or interest you didn't expect218.5%
Problem with the payoff process at the end of the loan187.3%
Problem with additional add-on products or services156.1%
Problem with a company's investigation into an existing problem145.7%
Improper use of your report124.9%
Getting the loan83.3%
Received a loan you didn't apply for83.3%
Getting a line of credit72.8%
Can't contact lender or servicer52%
Was approved for a loan, but didn't receive the money41.6%
Loan payment wasn't credited to your account31.2%
Unable to get your credit report or credit score31.2%
Confusing or missing disclosures20.8%
Credit monitoring or identity theft protection services20.8%
Issues with repayment20.8%
Lost or stolen refund20.8%
Problem with customer service20.8%
Confusing or misleading advertising or marketing10.4%
Problems receiving the advance10.4%

How the company responded

Company responseComplaintsShare
Closed with explanation20181.7%
Closed with non-monetary relief4116.7%
Closed with monetary relief41.6%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Georgia6325.6%
Texas3815.4%
South Carolina2510.2%
Alabama208.1%
Illinois114.5%
Louisiana114.5%
Tennessee114.5%
Mississippi104.1%
Missouri93.7%
Oklahoma83.3%
New Mexico62.4%
Kentucky52%
Indiana41.6%
Wisconsin41.6%
North Carolina31.2%
New Jersey31.2%
Arkansas20.8%
California20.8%
Utah20.8%
Florida10.4%
Idaho10.4%
Kansas10.4%
Maryland10.4%
Nevada10.4%
Pennsylvania10.4%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 22, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
October 19, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 12, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
October 11, 2026Payday loan, title loan, personal loan, or advance loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 9, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
October 8, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with monetary reliefconsumerfinance.gov
September 24, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
September 22, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
September 17, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 7, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 5, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with non-monetary reliefconsumerfinance.gov
September 1, 2026Payday loan, title loan, personal loan, or advance loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 26, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
August 19, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
August 19, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with monetary reliefconsumerfinance.gov
August 12, 2026Payday loan, title loan, personal loan, or advance loanIssues with repaymentClosed with explanationconsumerfinance.gov
July 29, 2026Payday loan, title loan, personal loan, or advance loanProblem with a company's investigation into an existing problemClosed with non-monetary reliefconsumerfinance.gov
July 24, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with non-monetary reliefconsumerfinance.gov
July 20, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 15, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with non-monetary reliefconsumerfinance.gov
July 7, 2026Payday loan, title loan, personal loan, or advance loanCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
June 30, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
June 25, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
June 24, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with non-monetary reliefconsumerfinance.gov
June 19, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.