Data / Consumer complaints / World Acceptance Corporation

World Acceptance Corporation: 2,968 CFPB consumer complaints in the last 3 years

Name: CFPB consumer complaints against World Acceptance Corporation
Creator: SpecStream
License: https://creativecommons.org/licenses/by/4.0/

World Acceptance Corporation drew 2,968 consumer complaints in the CFPB database in the three years to November 6, 2026, and 4,733 since 2013. The largest group, 1,384, was about debt collection, and the most common issue was “Incorrect information on your report” with 723. The company responded on time to 99.4% of the complaints, and 19.5% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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2,968Complaints, last 3 years
4,733Complaints, all years
99.4%Responded on time
19.5%Closed with relief
9Products
Oct 23, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

Year	Complaints
2026, to Nov 6	1,197
2025	1,130
2024	594
2023	387
2022	349
2021	360
2020	140
2019	93
2018	122
2017	110
2016	65
2015	87
2014	82
2013	17

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Product	Complaints	Share
Debt collection	1,384	46.6%
Credit reporting or other personal consumer reports	1,316	44.3%
Payday loan, title loan, personal loan, or advance loan	246	8.3%
Debt or credit management	10	0.3%
Credit card	6	0.2%
Checking or savings account	2	0.1%
Vehicle loan or lease	2	0.1%
Money transfer, virtual currency, or money service	1	0.1%
Mortgage	1	0.1%

Issues

Issue	Complaints	Share
Incorrect information on your report	723	24.4%
Attempts to collect debt not owed	669	22.5%
Took or threatened to take negative or legal action	388	13.1%
Problem with a company's investigation into an existing problem	334	11.3%
Improper use of your report	321	10.8%
False statements or representation	165	5.6%
Written notification about debt	112	3.8%
Struggling to pay your loan	35	1.2%
Problem when making payments	31	1%
Communication tactics	27	0.9%
Charged fees or interest you didn't expect	21	0.7%
Problem with the payoff process at the end of the loan	18	0.6%
Problem with additional add-on products or services	15	0.5%
Threatened to contact someone or share information improperly	14	0.5%
Credit monitoring or identity theft protection services	11	0.4%
Electronic communications	9	0.3%
Getting the loan	8	0.3%
Received a loan you didn't apply for	8	0.3%
Getting a line of credit	7	0.2%
Unable to get your credit report or credit score	7	0.2%
Can't contact lender or servicer	5	0.2%
Problem with fraud alerts or security freezes	5	0.2%
Was approved for a loan, but didn't receive the money	4	0.1%
Charged upfront or unexpected fees	3	0.1%
Confusing or misleading advertising or marketing	3	0.1%

How the company responded

Company response	Complaints	Share
Closed with explanation	2,390	80.5%
Closed with non-monetary relief	573	19.3%
Closed with monetary relief	5	0.2%

States

State	Complaints	Share
Texas	724	24.4%
Georgia	536	18.1%
South Carolina	481	16.2%
Alabama	216	7.3%
Illinois	166	5.6%
Mississippi	130	4.4%
Louisiana	123	4.1%
Tennessee	85	2.9%
North Carolina	84	2.8%
Missouri	70	2.4%
Indiana	58	2%
Oklahoma	41	1.4%
Kentucky	37	1.2%
Florida	36	1.2%
Wisconsin	31	1%
New Mexico	27	0.9%
California	20	0.7%
Arkansas	16	0.5%
Arizona	9	0.3%
Michigan	9	0.3%
Nevada	7	0.2%
Pennsylvania	7	0.2%
New York	6	0.2%
Utah	6	0.2%
New Jersey	5	0.2%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Received	Product	Issue	Company response	Source
October 23, 2026	Debt collection	Attempts to collect debt not owed	Closed with non-monetary relief	consumerfinance.gov
October 22, 2026	Payday loan, title loan, personal loan, or advance loan	Problem when making payments	Closed with explanation	consumerfinance.gov
October 21, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 21, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 20, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 20, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 20, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 19, 2026	Payday loan, title loan, personal loan, or advance loan	Struggling to pay your loan	Closed with explanation	consumerfinance.gov
October 19, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 19, 2026	Debt collection	Written notification about debt	Closed with non-monetary relief	consumerfinance.gov
October 18, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 18, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 17, 2026	Debt collection	Attempts to collect debt not owed	Closed with non-monetary relief	consumerfinance.gov
October 16, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 16, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 16, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 15, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 14, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 14, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 13, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 13, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 13, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with non-monetary relief	consumerfinance.gov
October 12, 2026	Payday loan, title loan, personal loan, or advance loan	Problem when making payments	Closed with explanation	consumerfinance.gov
October 12, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 12, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 11, 2026	Payday loan, title loan, personal loan, or advance loan	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 10, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 9, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 9, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 9, 2026	Payday loan, title loan, personal loan, or advance loan	Charged fees or interest you didn't expect	Closed with explanation	consumerfinance.gov
October 8, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 8, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 8, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 8, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 8, 2026	Payday loan, title loan, personal loan, or advance loan	Problem with additional add-on products or services	Closed with monetary relief	consumerfinance.gov
October 8, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 7, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 7, 2026	Credit card	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 7, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 6, 2026	Debt collection	Communication tactics	Closed with explanation	consumerfinance.gov
October 6, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 5, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 5, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 5, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 4, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 4, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 2, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 2, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 2, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 1, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.