Skip to the page
Get started free

Data / Consumer complaints / TClub Inc

TClub Inc: 308 CFPB consumer complaints in the last 3 years

TClub Inc drew 308 consumer complaints in the CFPB database in the three years to November 6, 2026, and 308 since 2025. The largest group, 301, was about money transfer, virtual currency, or money service, and the most common issue was “Money was not available when promised” with 196. The company responded on time to 13.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every money transfer, virtual currency, or money service companyGet money transfer, virtual currency, or money service in Texas
  • 308Complaints, last 3 years
  • 308Complaints, all years
  • 13.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 20, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6277
202531

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Money transfer, virtual currency, or money service30197.7%
Checking or savings account31%
Credit reporting or other personal consumer reports20.6%
Debt collection20.6%

Issues

IssueComplaintsShare
Money was not available when promised19663.6%
Fraud or scam5317.2%
Other transaction problem3511.4%
Confusing or misleading advertising or marketing31%
Problem with customer service31%
Wrong amount charged or received31%
Communication tactics20.6%
Confusing or missing disclosures20.6%
Incorrect information on your report20.6%
Other service problem20.6%
Problem caused by your funds being low20.6%
Incorrect exchange rate10.3%
Managing an account10.3%
Overdraft, savings, or rewards features10.3%
Trouble accessing funds in your mobile or digital wallet10.3%
Unexpected or other fees10.3%

How the company responded

Company responseComplaintsShare
Closed with explanation26084.4%
Untimely response4815.6%

States

StateComplaintsShare
Texas6922.4%
California309.7%
New Jersey247.8%
Pennsylvania237.5%
Florida185.8%
Washington134.2%
Georgia123.9%
North Carolina123.9%
Michigan113.6%
Illinois82.6%
Indiana82.6%
Massachusetts82.6%
Virginia82.6%
New York72.3%
Arizona41.3%
Connecticut41.3%
Ohio41.3%
Tennessee41.3%
Utah41.3%
Arkansas31%
Maryland31%
South Carolina31%
Alabama20.6%
Delaware20.6%
Kentucky20.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 20, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
October 19, 2026Money transfer, virtual currency, or money serviceFraud or scamUntimely responseconsumerfinance.gov
October 18, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
October 17, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
October 14, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
October 13, 2026Money transfer, virtual currency, or money serviceFraud or scamUntimely responseconsumerfinance.gov
October 12, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
October 11, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
October 7, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
October 5, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
October 2, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
October 2, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
October 1, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
October 1, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
October 1, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
September 28, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
September 27, 2026Money transfer, virtual currency, or money serviceFraud or scamUntimely responseconsumerfinance.gov
September 21, 2026Money transfer, virtual currency, or money serviceOverdraft, savings, or rewards featuresUntimely responseconsumerfinance.gov
September 17, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
September 16, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
September 15, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
September 12, 2026Money transfer, virtual currency, or money serviceConfusing or missing disclosuresUntimely responseconsumerfinance.gov
September 8, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
September 8, 2026Money transfer, virtual currency, or money serviceFraud or scamUntimely responseconsumerfinance.gov
September 4, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
September 2, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
September 2, 2026Money transfer, virtual currency, or money serviceFraud or scamUntimely responseconsumerfinance.gov
August 31, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
August 29, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
August 26, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
August 25, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
August 24, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
August 24, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
August 24, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
August 23, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
August 20, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
August 20, 2026Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
August 19, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
August 19, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedUntimely responseconsumerfinance.gov
August 19, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
August 19, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
August 19, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
August 19, 2026Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
August 18, 2026Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
August 18, 2026Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
August 18, 2026Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
August 18, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
August 17, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
August 17, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
August 17, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.