Data / Consumer complaints / Sensible Auto Lending, LLC
Sensible Auto Lending, LLC: 160 CFPB consumer complaints in the last 3 years
Sensible Auto Lending, LLC drew 160 consumer complaints in the CFPB database in the three years to November 6, 2026, and 246 since 2018. The largest group, 85, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 40. The company responded on time to 98.8% of the complaints, and 0.0% closed with monetary or other relief.
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Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Pennsylvania
- 160Complaints, last 3 years
- 246Complaints, all years
- 98.8%Responded on time
- 0.0%Closed with relief
- 4Products
- Oct 5, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 32 |
| 2025 | 61 |
| 2024 | 59 |
| 2023 | 41 |
| 2022 | 22 |
| 2021 | 13 |
| 2020 | 14 |
| 2019 | 2 |
| 2018 | 2 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 85 | 53.1% |
| Vehicle loan or lease | 39 | 24.4% |
| Debt collection | 34 | 21.2% |
| Credit card | 2 | 1.2% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 40 | 25% |
| Improper use of your report | 26 | 16.2% |
| Problem with a company's investigation into an existing problem | 24 | 15% |
| Attempts to collect debt not owed | 15 | 9.4% |
| Repossession | 14 | 8.8% |
| Took or threatened to take negative or legal action | 13 | 8.1% |
| Managing the loan or lease | 8 | 5% |
| Getting a loan or lease | 6 | 3.8% |
| Problems at the end of the loan or lease | 5 | 3.1% |
| False statements or representation | 3 | 1.9% |
| Written notification about debt | 3 | 1.9% |
| Credit monitoring or identity theft protection services | 1 | 0.6% |
| Problem with a purchase shown on your statement | 1 | 0.6% |
| Struggling to pay your loan | 1 | 0.6% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 160 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Pennsylvania | 18 | 11.2% |
| Texas | 17 | 10.6% |
| Connecticut | 16 | 10% |
| Massachusetts | 14 | 8.8% |
| Florida | 12 | 7.5% |
| Indiana | 12 | 7.5% |
| Illinois | 10 | 6.2% |
| Maryland | 10 | 6.2% |
| New York | 6 | 3.8% |
| Virginia | 6 | 3.8% |
| New Jersey | 4 | 2.5% |
| Ohio | 4 | 2.5% |
| South Carolina | 4 | 2.5% |
| North Carolina | 3 | 1.9% |
| New Hampshire | 3 | 1.9% |
| Rhode Island | 3 | 1.9% |
| Alabama | 2 | 1.2% |
| Arizona | 2 | 1.2% |
| Georgia | 2 | 1.2% |
| Michigan | 2 | 1.2% |
| Minnesota | 2 | 1.2% |
| Nevada | 2 | 1.2% |
| Arkansas | 1 | 0.6% |
| California | 1 | 0.6% |
| District of Columbia | 1 | 0.6% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 5, 2026 | Credit card | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 17, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| July 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 10, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| July 2, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| June 17, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| June 9, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 28, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| May 26, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| May 19, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 11, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 29, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 20, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| April 10, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| April 9, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 1, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 26, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| March 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| February 28, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| February 26, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| February 25, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| February 21, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| February 19, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| February 12, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| February 5, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| January 24, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| January 21, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| January 8, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| January 8, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| January 7, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| January 3, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 31, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| December 19, 2025 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| December 16, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| December 14, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 8, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 1, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 30, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 30, 2025 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| November 19, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 19, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| November 19, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 3, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 23, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 22, 2025 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 22, 2025 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 20, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 19, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 12, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Vehicle loan or lease complaints
- Every company with Debt collection complaints
- Every company with Credit card complaints
- Consumer complaints in Pennsylvania
- Consumer complaints in Texas
- Consumer complaints in Connecticut
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.