Data / Consumer complaints / Scratch Financial, Inc.

Scratch Financial, Inc.: 40 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Scratch Financial, Inc. drew 40 consumer complaints in the CFPB database in the three years to November 9, 2026, and 65 since 2020. The largest group, 17, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 10. The company responded on time to 100.0% of the complaints, and 10.0% closed with monetary or other relief.

The request: Watch Scratch Financial, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

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• 40Complaints, last 3 years
• 65Complaints, all years
• 100.0%Responded on time
• 10.0%Closed with relief
• 4Products
• Nov 3, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

How the company responded

States

Latest 40 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

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Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.