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Data / Consumer complaints / Oliphant Financial, LLC

Oliphant Financial, LLC: 247 CFPB consumer complaints in the last 3 years

Oliphant Financial, LLC drew 247 consumer complaints in the CFPB database in the three years to November 6, 2026, and 409 since 2013. The largest group, 174, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 80. The company responded on time to 84.2% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as OLIPHANT FINANCIAL, LLC.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Florida
  • 247Complaints, last 3 years
  • 409Complaints, all years
  • 84.2%Responded on time
  • 0.0%Closed with relief
  • 5Products
  • Mar 24, 2025Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
202575
2024160
202389
202210
20219
20207
201910
20184
20177
20168
201512
201414
20134

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection17470.4%
Credit reporting or other personal consumer reports6727.1%
Payday loan, title loan, personal loan, or advance loan31.2%
Credit card20.8%
Debt or credit management10.4%

Issues

IssueComplaintsShare
Attempts to collect debt not owed8032.4%
Incorrect information on your report3112.6%
Written notification about debt3112.6%
False statements or representation2510.1%
Took or threatened to take negative or legal action218.5%
Problem with a company's investigation into an existing problem208.1%
Improper use of your report187.3%
Communication tactics104%
Threatened to contact someone or share information improperly41.6%
Electronic communications31.2%
Getting a credit card20.8%
Didn't provide services promised10.4%
Problem with the payoff process at the end of the loan10.4%

How the company responded

Company responseComplaintsShare
Closed with explanation247100%

States

StateComplaintsShare
Florida3213%
Pennsylvania2710.9%
California2510.1%
Texas239.3%
Georgia228.9%
New York208.1%
Alabama135.3%
Illinois104%
New Jersey83.2%
Michigan72.8%
North Carolina62.4%
Arizona52%
Maryland52%
Virginia52%
Arkansas41.6%
Minnesota41.6%
Tennessee41.6%
Delaware31.2%
Louisiana31.2%
Ohio31.2%
Kansas20.8%
Massachusetts20.8%
Oklahoma20.8%
West Virginia20.8%
Hawaii10.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
March 24, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
March 22, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
March 20, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 19, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
March 19, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 17, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 14, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 11, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 2, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 25, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 25, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 24, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 22, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 21, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 21, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
February 20, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
February 20, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 19, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 16, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 13, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 13, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 11, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 11, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 5, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 5, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 5, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 4, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 4, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 4, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 3, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
February 2, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 31, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 29, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 27, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 26, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 25, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 20, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 20, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 19, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 17, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 17, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.