Data / Consumer complaints / New York Community Bancorp Inc
New York Community Bancorp Inc: 1,487 CFPB consumer complaints in the last 3 years
New York Community Bancorp Inc drew 1,487 consumer complaints in the CFPB database in the three years to November 6, 2026, and 2,069 since 2019. The largest group, 724, was about mortgage, and the most common issue was “Trouble during payment process” with 435. The company responded on time to 99.7% of the complaints, and 2.4% closed with monetary or other relief. The CFPB records the company as NEW YORK COMMUNITY BANCORP INC.
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- 1,487Complaints, last 3 years
- 2,069Complaints, all years
- 99.7%Responded on time
- 2.4%Closed with relief
- 10Products
- Nov 2, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 339 |
| 2025 | 427 |
| 2024 | 622 |
| 2023 | 563 |
| 2022 | 56 |
| 2021 | 34 |
| 2020 | 27 |
| 2019 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Mortgage | 724 | 48.7% |
| Checking or savings account | 388 | 26.1% |
| Credit reporting or other personal consumer reports | 225 | 15.1% |
| Debt collection | 44 | 3% |
| Prepaid card | 40 | 2.7% |
| Money transfer, virtual currency, or money service | 38 | 2.6% |
| Credit card | 15 | 1% |
| Payday loan, title loan, personal loan, or advance loan | 7 | 0.5% |
| Vehicle loan or lease | 5 | 0.3% |
| Debt or credit management | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Trouble during payment process | 435 | 29.3% |
| Managing an account | 239 | 16.1% |
| Incorrect information on your report | 175 | 11.8% |
| Struggling to pay mortgage | 168 | 11.3% |
| Problem with a company's investigation into an existing problem | 75 | 5% |
| Closing an account | 66 | 4.4% |
| Opening an account | 42 | 2.8% |
| Improper use of your report | 38 | 2.6% |
| Closing on a mortgage | 35 | 2.4% |
| Applying for a mortgage or refinancing an existing mortgage | 28 | 1.9% |
| Took or threatened to take negative or legal action | 20 | 1.3% |
| Problem with a lender or other company charging your account | 19 | 1.3% |
| Problem with a purchase or transfer | 19 | 1.3% |
| Problem caused by your funds being low | 18 | 1.2% |
| Fraud or scam | 15 | 1% |
| Attempts to collect debt not owed | 14 | 0.9% |
| Trouble using the card | 14 | 0.9% |
| Other transaction problem | 9 | 0.6% |
| Money was not available when promised | 7 | 0.5% |
| False statements or representation | 4 | 0.3% |
| Problem getting a card or closing an account | 4 | 0.3% |
| Problem when making payments | 4 | 0.3% |
| Problem with a purchase shown on your statement | 4 | 0.3% |
| Unexpected or other fees | 4 | 0.3% |
| Written notification about debt | 4 | 0.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 1,447 | 97.3% |
| Closed with monetary relief | 29 | 2% |
| Closed with non-monetary relief | 7 | 0.5% |
| In progress | 4 | 0.3% |
States
| State | Complaints | Share |
|---|---|---|
| California | 222 | 14.9% |
| Florida | 149 | 10% |
| Michigan | 147 | 9.9% |
| New York | 144 | 9.7% |
| Texas | 117 | 7.9% |
| New Jersey | 84 | 5.6% |
| Georgia | 52 | 3.5% |
| Ohio | 42 | 2.8% |
| Arizona | 41 | 2.8% |
| Illinois | 36 | 2.4% |
| Indiana | 34 | 2.3% |
| Pennsylvania | 30 | 2% |
| North Carolina | 29 | 2% |
| Colorado | 26 | 1.7% |
| Tennessee | 25 | 1.7% |
| Maryland | 24 | 1.6% |
| Minnesota | 22 | 1.5% |
| Washington | 21 | 1.4% |
| Louisiana | 20 | 1.3% |
| Oregon | 19 | 1.3% |
| Virginia | 19 | 1.3% |
| Nevada | 17 | 1.1% |
| South Carolina | 16 | 1.1% |
| Massachusetts | 14 | 0.9% |
| Utah | 13 | 0.9% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 2, 2026 | Checking or savings account | Closing an account | Closed with monetary relief | consumerfinance.gov |
| November 1, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 19, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| October 19, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 16, 2026 | Mortgage | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| October 16, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| October 10, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 1, 2026 | Checking or savings account | Closing an account | Closed with monetary relief | consumerfinance.gov |
| October 1, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| September 28, 2026 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| September 28, 2026 | Checking or savings account | Closing an account | Closed with non-monetary relief | consumerfinance.gov |
| September 28, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| September 27, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Checking or savings account | Managing an account | Closed with monetary relief | consumerfinance.gov |
| September 25, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 22, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 21, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 19, 2026 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| September 17, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| September 17, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 13, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| September 10, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Mortgage complaints
- Every company with Checking or savings account complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Consumer complaints in California
- Consumer complaints in Florida
- Consumer complaints in Michigan
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.