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Data / Consumer complaints / Merchants and Medical Credit Corporation, Inc.

Merchants and Medical Credit Corporation, Inc.: 253 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Merchants and Medical Credit Corporation, Inc. drew 253 consumer complaints in the CFPB database in the three years to November 6, 2026, and 617 since 2013. The largest group, 203, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 93. The company responded on time to 98.4% of the complaints, and 20.6% closed with monetary or other relief.

The request: Watch Merchants and Medical Credit Corporation, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 253Complaints, last 3 years
  • 617Complaints, all years
  • 98.4%Responded on time
  • 20.6%Closed with relief
  • 4Products
  • Nov 4, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 696
202591
202461
202335
202246
202163
202039
201933
201855
201739
201630
201514
201412
20133

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection20380.2%
Credit reporting or other personal consumer reports4718.6%
Student loan20.8%
Debt or credit management10.4%

Issues

IssueComplaintsShare
Attempts to collect debt not owed9336.8%
False statements or representation3815%
Written notification about debt3212.6%
Took or threatened to take negative or legal action2710.7%
Incorrect information on your report249.5%
Improper use of your report135.1%
Problem with a company's investigation into an existing problem114.3%
Communication tactics83.2%
Threatened to contact someone or share information improperly31.2%
Electronic communications20.8%
Getting a loan10.4%
Unauthorized withdrawals or charges10.4%

How the company responded

Company responseComplaintsShare
Closed with explanation20079.1%
Closed with non-monetary relief5220.6%
In progress10.4%

States

StateComplaintsShare
Michigan17669.6%
Georgia135.1%
Indiana72.8%
Texas72.8%
Illinois62.4%
Tennessee62.4%
Alabama31.2%
Arizona31.2%
Nevada31.2%
Virginia31.2%
Wisconsin31.2%
Colorado20.8%
Florida20.8%
North Carolina20.8%
Ohio20.8%
South Carolina20.8%
California10.4%
Connecticut10.4%
District of Columbia10.4%
Iowa10.4%
Kansas10.4%
Louisiana10.4%
Missouri10.4%
Mississippi10.4%
Nebraska10.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 4, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
September 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 23, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
September 12, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 12, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 9, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 5, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 1, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 24, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 22, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 20, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 8, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with non-monetary reliefconsumerfinance.gov
July 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 22, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
July 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 14, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with non-monetary reliefconsumerfinance.gov
July 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 7, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
July 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
July 2, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
July 1, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with non-monetary reliefconsumerfinance.gov
June 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
June 16, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 16, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 14, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 11, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 8, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 8, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 2, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.