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Data / Consumer complaints / M1 Holdings Inc.

M1 Holdings Inc.: 60 CFPB consumer complaints in the last 3 years

M1 Holdings Inc. drew 60 consumer complaints in the CFPB database in the three years to November 6, 2026, and 74 since 2023. The largest group, 37, was about checking or savings account, and the most common issue was “Managing an account” with 17. The company responded on time to 95.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every checking or savings account companyGet checking or savings account in California
  • 60Complaints, last 3 years
  • 74Complaints, all years
  • 95.0%Responded on time
  • 0.0%Closed with relief
  • 6Products
  • Oct 20, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 69
202518
202427
202320

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Checking or savings account3761.7%
Credit card813.3%
Money transfer, virtual currency, or money service813.3%
Credit reporting or other personal consumer reports46.7%
Debt collection23.3%
Payday loan, title loan, personal loan, or advance loan11.7%

Issues

IssueComplaintsShare
Managing an account1728.3%
Closing an account1423.3%
Money was not available when promised35%
Problem caused by your funds being low35%
Problem with a company's investigation into an existing problem35%
Problem with a purchase shown on your statement35%
Attempts to collect debt not owed23.3%
Closing your account23.3%
Opening an account23.3%
Other features, terms, or problems23.3%
Other transaction problem23.3%
Confusing or missing disclosures11.7%
Fraud or scam11.7%
Incorrect information on your report11.7%
Problem when making payments11.7%
Problem with a lender or other company charging your account11.7%
Problems receiving the advance11.7%
Unexpected or other fees11.7%

How the company responded

Company responseComplaintsShare
Closed with explanation5998.3%
In progress11.7%

States

StateComplaintsShare
California1118.3%
Florida610%
Texas610%
New Jersey58.3%
New York58.3%
Maryland35%
Pennsylvania35%
Colorado23.3%
Illinois23.3%
North Carolina23.3%
Ohio23.3%
Alabama11.7%
Arizona11.7%
Kansas11.7%
Missouri11.7%
Montana11.7%
Nevada11.7%
Oregon11.7%
South Carolina11.7%
Tennessee11.7%
Virginia11.7%
Washington11.7%
West Virginia11.7%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 20, 2026Money transfer, virtual currency, or money serviceMoney was not available when promisedIn progressconsumerfinance.gov
August 28, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
July 7, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
June 19, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 4, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
April 27, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 10, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
February 20, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
January 7, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
December 21, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
November 17, 2025Money transfer, virtual currency, or money serviceConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
September 23, 2025Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
August 25, 2025Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
August 7, 2025Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
August 4, 2025Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
July 29, 2025Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
July 29, 2025Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
July 29, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
July 14, 2025Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
May 30, 2025Money transfer, virtual currency, or money serviceMoney was not available when promisedClosed with explanationconsumerfinance.gov
April 18, 2025Money transfer, virtual currency, or money serviceUnexpected or other feesClosed with explanationconsumerfinance.gov
March 31, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 31, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 18, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
February 13, 2025Credit cardClosing your accountClosed with explanationconsumerfinance.gov
January 14, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
January 10, 2025Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
December 20, 2024Credit cardClosing your accountClosed with explanationconsumerfinance.gov
December 8, 2024Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
October 29, 2024Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
September 13, 2024Payday loan, title loan, personal loan, or advance loanProblems receiving the advanceClosed with explanationconsumerfinance.gov
August 21, 2024Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
July 30, 2024Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
July 30, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 17, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
July 12, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
July 8, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
June 17, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 30, 2024Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
May 10, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 1, 2024Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
April 15, 2024Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
April 11, 2024Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
April 4, 2024Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
April 1, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 26, 2024Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
March 20, 2024Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
March 20, 2024Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
March 19, 2024Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 4, 2024Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.