Data / Consumer complaints / LoanCare, LLC
LoanCare, LLC: 2,237 CFPB consumer complaints in the last 3 years
LoanCare, LLC drew 2,237 consumer complaints in the CFPB database in the three years to November 6, 2026, and 8,542 since 2012. The largest group, 1,721, was about mortgage, and the most common issue was “Trouble during payment process” with 936. The company responded on time to 98.4% of the complaints, and 0.0% closed with monetary or other relief.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 2,237Complaints, last 3 years
- 8,542Complaints, all years
- 98.4%Responded on time
- 0.0%Closed with relief
- 8Products
- Oct 30, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 962 |
| 2025 | 650 |
| 2024 | 410 |
| 2023 | 676 |
| 2022 | 632 |
| 2021 | 1,194 |
| 2020 | 1,015 |
| 2019 | 1,012 |
| 2018 | 565 |
| 2017 | 612 |
| 2016 | 358 |
| 2015 | 188 |
| 2014 | 112 |
| 2013 | 103 |
| 2012 | 53 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Mortgage | 1,721 | 76.9% |
| Credit reporting or other personal consumer reports | 394 | 17.6% |
| Debt collection | 98 | 4.4% |
| Credit card | 7 | 0.3% |
| Debt or credit management | 7 | 0.3% |
| Money transfer, virtual currency, or money service | 6 | 0.3% |
| Checking or savings account | 3 | 0.1% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Trouble during payment process | 936 | 41.8% |
| Struggling to pay mortgage | 559 | 25% |
| Incorrect information on your report | 343 | 15.3% |
| Problem with a company's investigation into an existing problem | 103 | 4.6% |
| Improper use of your report | 64 | 2.9% |
| Closing on a mortgage | 57 | 2.5% |
| Applying for a mortgage or refinancing an existing mortgage | 47 | 2.1% |
| Attempts to collect debt not owed | 42 | 1.9% |
| Took or threatened to take negative or legal action | 27 | 1.2% |
| Written notification about debt | 14 | 0.6% |
| False statements or representation | 11 | 0.5% |
| Credit monitoring or identity theft protection services | 9 | 0.4% |
| Communication tactics | 4 | 0.2% |
| Confusing or missing disclosures | 3 | 0.1% |
| Problem with customer service | 3 | 0.1% |
| Problem with fraud alerts or security freezes | 3 | 0.1% |
| Didn't provide services promised | 2 | 0.1% |
| Fraud or scam | 2 | 0.1% |
| Managing an account | 2 | 0.1% |
| Lost or stolen money order | 1 | 0.1% |
| Money was not available when promised | 1 | 0.1% |
| Other transaction problem | 1 | 0.1% |
| Problem with a company's investigation into an existing issue | 1 | 0.1% |
| Problem with a lender or other company charging your account | 1 | 0.1% |
| Unable to get your credit report or credit score | 1 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 2,192 | 98% |
| In progress | 45 | 2% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 377 | 16.9% |
| Florida | 324 | 14.5% |
| California | 286 | 12.8% |
| New Jersey | 115 | 5.1% |
| Michigan | 98 | 4.4% |
| Georgia | 92 | 4.1% |
| Illinois | 73 | 3.3% |
| New York | 66 | 3% |
| North Carolina | 59 | 2.6% |
| Washington | 54 | 2.4% |
| Arizona | 53 | 2.4% |
| Maryland | 51 | 2.3% |
| Pennsylvania | 51 | 2.3% |
| South Carolina | 44 | 2% |
| Louisiana | 43 | 1.9% |
| Virginia | 42 | 1.9% |
| Alabama | 31 | 1.4% |
| Delaware | 31 | 1.4% |
| Colorado | 29 | 1.3% |
| Ohio | 29 | 1.3% |
| Tennessee | 29 | 1.3% |
| Massachusetts | 23 | 1% |
| Nevada | 22 | 1% |
| Wisconsin | 22 | 1% |
| Connecticut | 20 | 0.9% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 24, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 23, 2026 | Mortgage | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 20, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 19, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 19, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 18, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 18, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 17, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 15, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 15, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 15, 2026 | Mortgage | Incorrect information on your report | In progress | consumerfinance.gov |
| October 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 14, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Mortgage | Closing on a mortgage | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 14, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 12, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 12, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 12, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 12, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Mortgage complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Every company with Credit card complaints
- Consumer complaints in Texas
- Consumer complaints in Florida
- Consumer complaints in California
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.