Data / Consumer complaints / Heartland Payment Systems Inc / Credit card
Heartland Payment Systems Inc: 57 CFPB complaints about credit card, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Heartland Payment Systems Inc drew 57 consumer complaints about credit card in the CFPB database in the three years to November 6, 2026, 10.6% of its 537 complaints in that time. The most common issue was “Fees or interest”. The company responded on time to 98.2% of them, and 0.0% closed with monetary or other relief.
The request: Watch Heartland Payment Systems Inc: each new CFPB complaint about credit card by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 57Complaints, last 3 years
- 10.6%Share of the company's complaints
- 98.2%Responded on time
- 0.0%Closed with relief
- Aug 14, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 31 | 54.4% |
| 12 months to Nov 6, 2025 | 23 | 40.4% |
| 12 months to Nov 6, 2024 | 3 | 5.3% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Fees or interest | 28 | 49.1% |
| Problem with a purchase shown on your statement | 19 | 33.3% |
| Closing your account | 5 | 8.8% |
| Other features, terms, or problems | 3 | 5.3% |
| Advertising and marketing, including promotional offers | 2 | 3.5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 57 | 100% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| California | 6 | 10.5% |
| Illinois | 6 | 10.5% |
| New York | 6 | 10.5% |
| Pennsylvania | 5 | 8.8% |
| Connecticut | 4 | 7% |
| Florida | 4 | 7% |
| District of Columbia | 2 | 3.5% |
| Georgia | 2 | 3.5% |
| North Carolina | 2 | 3.5% |
| Nevada | 2 | 3.5% |
| Oregon | 2 | 3.5% |
| Texas | 2 | 3.5% |
| Virginia | 2 | 3.5% |
| Hawaii | 1 | 1.8% |
| Indiana | 1 | 1.8% |
| Kansas | 1 | 1.8% |
| Kentucky | 1 | 1.8% |
| Missouri | 1 | 1.8% |
| New Mexico | 1 | 1.8% |
| Ohio | 1 | 1.8% |
| Oklahoma | 1 | 1.8% |
| South Dakota | 1 | 1.8% |
| Tennessee | 1 | 1.8% |
| Wisconsin | 1 | 1.8% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| August 14, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| July 29, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| July 14, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| June 16, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| June 8, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| April 24, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| April 20, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| April 15, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| April 8, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| March 30, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| March 23, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| March 21, 2026 | Credit card | Closing your account | Closed with explanation | consumerfinance.gov |
| March 20, 2026 | Credit card | Closing your account | Closed with explanation | consumerfinance.gov |
| March 16, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| March 6, 2026 | Credit card | Other features, terms, or problems | Closed with explanation | consumerfinance.gov |
| March 2, 2026 | Credit card | Closing your account | Closed with explanation | consumerfinance.gov |
| February 12, 2026 | Credit card | Closing your account | Closed with explanation | consumerfinance.gov |
| February 11, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| January 31, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| January 18, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| January 13, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| January 6, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| December 30, 2025 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| December 18, 2025 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| December 15, 2025 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All Heartland Payment Systems Inc complaints
- Every company with Credit card complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.