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Data / Consumer complaints / FinCo Services Inc DBA Current

FinCo Services Inc DBA Current: 1,948 CFPB consumer complaints in the last 3 years

FinCo Services Inc DBA Current drew 1,948 consumer complaints in the CFPB database in the three years to November 6, 2026, and 2,512 since 2019. The largest group, 1,254, was about checking or savings account, and the most common issue was “Managing an account” with 740. The company responded on time to 85.3% of the complaints, and 6.4% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every checking or savings account companyGet checking or savings account in California
  • 1,948Complaints, last 3 years
  • 2,512Complaints, all years
  • 85.3%Responded on time
  • 6.4%Closed with relief
  • 8Products
  • Oct 28, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 61,019
2025650
2024250
2023187
2022192
2021151
202058
20195

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Checking or savings account1,25464.4%
Credit card29315%
Credit reporting or other personal consumer reports1638.4%
Money transfer, virtual currency, or money service1166%
Prepaid card603.1%
Debt collection371.9%
Payday loan, title loan, personal loan, or advance loan191%
Debt or credit management60.3%

Issues

IssueComplaintsShare
Managing an account74038%
Problem with a lender or other company charging your account29515.1%
Problem with a purchase shown on your statement1507.7%
Closing an account1356.9%
Incorrect information on your report1155.9%
Getting a credit card753.9%
Opening an account452.3%
Unauthorized transactions or other transaction problem412.1%
Problem with a purchase or transfer361.8%
Improper use of your report311.6%
Fraud or scam301.5%
Problem caused by your funds being low301.5%
Problem with a company's investigation into an existing problem301.5%
Closing your account221.1%
Other transaction problem191%
Attempts to collect debt not owed170.9%
Other features, terms, or problems170.9%
Trouble accessing funds in your mobile or digital wallet120.6%
Unexpected or other fees110.6%
False statements or representation90.5%
Problem getting a card or closing an account90.5%
Took or threatened to take negative or legal action70.4%
Credit monitoring or identity theft protection services60.3%
Problem with fraud alerts or security freezes60.3%
Advertising and marketing, including promotional offers40.2%

How the company responded

Company responseComplaintsShare
Closed with explanation1,69286.9%
In progress1176%
Closed with monetary relief884.5%
Closed with non-monetary relief361.8%
Untimely response150.8%

States

StateComplaintsShare
California1929.9%
Florida1638.4%
Texas1588.1%
New York1306.7%
Georgia1065.4%
Michigan944.8%
Ohio884.5%
Pennsylvania844.3%
Illinois814.2%
North Carolina653.3%
New Jersey562.9%
Virginia482.5%
Arizona432.2%
Tennessee422.2%
Missouri402.1%
South Carolina402.1%
Colorado361.8%
Maryland341.7%
Louisiana311.6%
Washington291.5%
Indiana271.4%
Mississippi271.4%
Alabama261.3%
Kansas261.3%
Arkansas251.3%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 28, 2026Checking or savings accountProblem with a lender or other company charging your accountIn progressconsumerfinance.gov
October 28, 2026Credit cardProblem with a purchase shown on your statementIn progressconsumerfinance.gov
October 28, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 28, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 28, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
October 28, 2026Checking or savings accountProblem with a lender or other company charging your accountIn progressconsumerfinance.gov
October 28, 2026Prepaid cardProblem with a purchase or transferIn progressconsumerfinance.gov
October 27, 2026Prepaid cardProblem with a purchase or transferIn progressconsumerfinance.gov
October 27, 2026Credit reporting or other personal consumer reportsProblem with fraud alerts or security freezesIn progressconsumerfinance.gov
October 27, 2026Prepaid cardProblem with a purchase or transferIn progressconsumerfinance.gov
October 26, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 26, 2026Prepaid cardProblem with a purchase or transferClosed with explanationconsumerfinance.gov
October 26, 2026Checking or savings accountClosing an accountIn progressconsumerfinance.gov
October 26, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
October 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 26, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 25, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 24, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 24, 2026Checking or savings accountClosing an accountIn progressconsumerfinance.gov
October 24, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 24, 2026Credit cardProblem with a purchase shown on your statementIn progressconsumerfinance.gov
October 24, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 22, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 22, 2026Checking or savings accountProblem with a lender or other company charging your accountIn progressconsumerfinance.gov
October 22, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 22, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 22, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 21, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 21, 2026Checking or savings accountProblem with a lender or other company charging your accountIn progressconsumerfinance.gov
October 21, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
October 21, 2026Credit cardIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 21, 2026Checking or savings accountClosing an accountIn progressconsumerfinance.gov
October 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
October 21, 2026Money transfer, virtual currency, or money serviceOther transaction problemIn progressconsumerfinance.gov
October 20, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 20, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 19, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
October 19, 2026Checking or savings accountProblem with a lender or other company charging your accountUntimely responseconsumerfinance.gov
October 19, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 19, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
October 19, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 19, 2026Prepaid cardProblem with a purchase or transferIn progressconsumerfinance.gov
October 19, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 19, 2026Checking or savings accountManaging an accountUntimely responseconsumerfinance.gov
October 19, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
October 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
October 18, 2026Checking or savings accountManaging an accountUntimely responseconsumerfinance.gov
October 17, 2026Money transfer, virtual currency, or money serviceUnexpected or other feesClosed with explanationconsumerfinance.gov
October 17, 2026Credit cardProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 16, 2026Checking or savings accountProblem with a lender or other company charging your accountIn progressconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.