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Data / Consumer complaints / FC HoldCo LLC / Vehicle loan or lease

FC HoldCo LLC: 506 CFPB complaints about vehicle loan or lease, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

FC HoldCo LLC drew 506 consumer complaints about vehicle loan or lease in the CFPB database in the three years to November 6, 2026, 25.2% of its 2,007 complaints in that time. The most common issue was “Repossession”. The company responded on time to 100.0% of them, and 0.0% closed with monetary or other relief.

The request: Watch FC HoldCo LLC: each new CFPB complaint about vehicle loan or lease by issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 506Complaints, last 3 years
  • 25.2%Share of the company's complaints
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • Jun 18, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 202611322.3%
12 months to Nov 6, 202520039.5%
12 months to Nov 6, 202419338.1%

Issues

IssueComplaintsShare
Repossession15630.8%
Managing the loan or lease13326.3%
Incorrect information on your report6713.2%
Problems at the end of the loan or lease469.1%
Getting a loan or lease428.3%
Struggling to pay your loan254.9%
Problem with a company's investigation into an existing problem204%
Improper use of your report102%
Unable to get your credit report or credit score51%
Credit monitoring or identity theft protection services10.2%
Problem with fraud alerts or security freezes10.2%

How the company responded

Company responseComplaintsShare
Closed with explanation506100%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Texas7414.6%
Florida5711.3%
Georgia458.9%
California326.3%
Maryland254.9%
Illinois224.3%
Tennessee214.2%
Alabama204%
Arizona183.6%
Ohio183.6%
Louisiana173.4%
Virginia173.4%
Pennsylvania142.8%
Nevada132.6%
North Carolina122.4%
Missouri112.2%
New York102%
South Carolina102%
Michigan81.6%
Minnesota71.4%
Colorado61.2%
Arkansas51%
Wisconsin51%
District of Columbia40.8%
Kentucky40.8%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
June 18, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 15, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 14, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
June 5, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 4, 2026Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 26, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 26, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 25, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 24, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 21, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 19, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
May 18, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 14, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 7, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 5, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 1, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
April 25, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
April 24, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 15, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 14, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 14, 2026Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 14, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
April 13, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
April 13, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
April 10, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.