Data / Consumer complaints / Equifax, Inc. / Student loan
Equifax, Inc.: 209 CFPB complaints about student loan, last 3 years
Equifax, Inc. drew 209 consumer complaints about student loan in the CFPB database in the three years to November 6, 2026, 0.1% of its 4,219,145 complaints in that time. The most common issue was “Incorrect information on your report”. The company responded on time to 100.0% of them, and 52.2% closed with monetary or other relief.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 209Complaints, last 3 years
- 0.1%Share of the company's complaints
- 100.0%Responded on time
- 52.2%Closed with relief
- Oct 26, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 99 | 47.4% |
| 12 months to Nov 6, 2025 | 93 | 44.5% |
| 12 months to Nov 6, 2024 | 17 | 8.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 96 | 45.9% |
| Dealing with your lender or servicer | 39 | 18.7% |
| Struggling to repay your loan | 25 | 12% |
| Problem with a company's investigation into an existing problem | 21 | 10% |
| Improper use of your report | 16 | 7.7% |
| Getting a loan | 10 | 4.8% |
| Issue where my lender is my school | 1 | 0.5% |
| Problem with fraud alerts or security freezes | 1 | 0.5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with non-monetary relief | 109 | 52.2% |
| Closed with explanation | 98 | 46.9% |
| In progress | 2 | 1% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Florida | 47 | 22.5% |
| Pennsylvania | 22 | 10.5% |
| California | 21 | 10% |
| Georgia | 20 | 9.6% |
| Texas | 15 | 7.2% |
| Illinois | 8 | 3.8% |
| New York | 8 | 3.8% |
| Tennessee | 8 | 3.8% |
| Michigan | 6 | 2.9% |
| North Carolina | 6 | 2.9% |
| Ohio | 5 | 2.4% |
| South Carolina | 5 | 2.4% |
| Virginia | 5 | 2.4% |
| Connecticut | 3 | 1.4% |
| Massachusetts | 3 | 1.4% |
| New Jersey | 3 | 1.4% |
| Arkansas | 2 | 1% |
| Arizona | 2 | 1% |
| Delaware | 2 | 1% |
| Indiana | 2 | 1% |
| Maryland | 2 | 1% |
| Missouri | 2 | 1% |
| Rhode Island | 2 | 1% |
| Wisconsin | 2 | 1% |
| Alabama | 1 | 0.5% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 26, 2026 | Student loan | Getting a loan | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Student loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Student loan | Incorrect information on your report | In progress | consumerfinance.gov |
| October 9, 2026 | Student loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| October 8, 2026 | Student loan | Incorrect information on your report | In progress | consumerfinance.gov |
| September 25, 2026 | Student loan | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| September 19, 2026 | Student loan | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Student loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 4, 2026 | Student loan | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 1, 2026 | Student loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| September 1, 2026 | Student loan | Getting a loan | Closed with non-monetary relief | consumerfinance.gov |
| August 26, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| August 25, 2026 | Student loan | Struggling to repay your loan | Closed with explanation | consumerfinance.gov |
| August 25, 2026 | Student loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 21, 2026 | Student loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 11, 2026 | Student loan | Struggling to repay your loan | Closed with non-monetary relief | consumerfinance.gov |
| August 10, 2026 | Student loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| July 5, 2026 | Student loan | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| July 1, 2026 | Student loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 1, 2026 | Student loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| July 1, 2026 | Student loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| July 1, 2026 | Student loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| June 26, 2026 | Student loan | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| June 25, 2026 | Student loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
Also on SpecStream
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.