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Data / Consumer complaints / Commonwealth Financial Systems, Inc.

Commonwealth Financial Systems, Inc.: 32 CFPB complaints

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Commonwealth Financial Systems, Inc. drew 32 consumer complaints in the CFPB database in the three years to November 9, 2026, and 4,135 since 2013. The largest group, 29, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 16. The company responded on time to 53.1% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Commonwealth Financial Systems, Inc.: each new CFPB complaint by product and issue, with the date and the company response.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 32Complaints, last 3 years
  • 4,135Complaints, all years
  • 53.1%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Nov 27, 2024Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
202419
2023258
2022218
2021537
2020549
2019539
2018600
2017493
2016377
2015270
2014216
201359

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Attempts to collect debt not owed1650%
Written notification about debt825%
Took or threatened to take negative or legal action412.5%
Improper use of your report26.2%
Communication tactics13.1%
Incorrect information on your report13.1%

How the company responded

Company responseComplaintsShare
Closed with explanation1753.1%
Untimely response1546.9%

States

StateComplaintsShare
Illinois515.6%
California39.4%
Maryland39.4%
Virginia39.4%
Florida26.2%
Kentucky26.2%
New Jersey26.2%
Texas26.2%
Georgia13.1%
Hawaii13.1%
Michigan13.1%
Missouri13.1%
North Carolina13.1%
New York13.1%
Ohio13.1%
Oklahoma13.1%
Pennsylvania13.1%
Washington13.1%

Latest 32 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 27, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
November 24, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
November 15, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 22, 2024Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 16, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 15, 2024Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 14, 2024Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 14, 2024Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 6, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 16, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
June 18, 2024Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
May 30, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 20, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 2, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
March 28, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
January 25, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 10, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 8, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 4, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 29, 2023Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 19, 2023Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 13, 2023Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
December 10, 2023Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 8, 2023Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 6, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 25, 2023Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 24, 2023Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
November 22, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 16, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 13, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 10, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 10, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.

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