Data / Consumer complaints / Alcar Inc. / Payday loan, title loan, personal loan, or advance loan
Alcar Inc.: 78 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Alcar Inc. drew 78 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 63.9% of its 122 complaints in that time. The most common issue was “Getting the loan”. The company responded on time to 93.6% of them, and 0.0% closed with monetary or other relief.
The request: Watch Alcar Inc.: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 78Complaints, last 3 years
- 63.9%Share of the company's complaints
- 93.6%Responded on time
- 0.0%Closed with relief
- Oct 22, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 72 | 92.3% |
| 12 months to Nov 6, 2025 | 6 | 7.7% |
| 12 months to Nov 6, 2024 | 0 | 0% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Getting the loan | 31 | 39.7% |
| Charged fees or interest you didn't expect | 14 | 17.9% |
| Problem when making payments | 11 | 14.1% |
| Problem with the payoff process at the end of the loan | 6 | 7.7% |
| Struggling to pay your loan | 6 | 7.7% |
| Problem with additional add-on products or services | 5 | 6.4% |
| Was approved for a loan, but didn't receive the money | 2 | 2.6% |
| Confusing or misleading advertising or marketing | 1 | 1.3% |
| Credit monitoring or identity theft protection services | 1 | 1.3% |
| Getting a line of credit | 1 | 1.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 65 | 83.3% |
| In progress | 13 | 16.7% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Texas | 10 | 12.8% |
| California | 9 | 11.5% |
| Florida | 9 | 11.5% |
| New York | 8 | 10.3% |
| Virginia | 5 | 6.4% |
| Illinois | 4 | 5.1% |
| Ohio | 4 | 5.1% |
| South Carolina | 3 | 3.8% |
| Utah | 3 | 3.8% |
| Louisiana | 2 | 2.6% |
| Maryland | 2 | 2.6% |
| Michigan | 2 | 2.6% |
| North Carolina | 2 | 2.6% |
| Tennessee | 2 | 2.6% |
| Arkansas | 1 | 1.3% |
| Arizona | 1 | 1.3% |
| Colorado | 1 | 1.3% |
| Connecticut | 1 | 1.3% |
| District of Columbia | 1 | 1.3% |
| Delaware | 1 | 1.3% |
| Georgia | 1 | 1.3% |
| Idaho | 1 | 1.3% |
| Missouri | 1 | 1.3% |
| Mississippi | 1 | 1.3% |
| New Jersey | 1 | 1.3% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | In progress | consumerfinance.gov |
| October 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | In progress | consumerfinance.gov |
| October 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| October 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | In progress | consumerfinance.gov |
| October 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | In progress | consumerfinance.gov |
| October 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | In progress | consumerfinance.gov |
| October 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| October 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | In progress | consumerfinance.gov |
| October 19, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| October 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| October 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Credit monitoring or identity theft protection services | In progress | consumerfinance.gov |
| October 11, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | In progress | consumerfinance.gov |
| October 11, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 10, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | In progress | consumerfinance.gov |
| October 3, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 3, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| September 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Payday loan, title loan, personal loan, or advance loan | Was approved for a loan, but didn't receive the money | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| September 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All Alcar Inc. complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.