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Data / Consumer complaints / West Capital Lending, Inc.

West Capital Lending, Inc.: 44 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

West Capital Lending, Inc. drew 44 consumer complaints in the CFPB database in the three years to November 6, 2026, and 45 since 2023. The largest group, 39, was about mortgage, and the most common issue was “Applying for a mortgage or refinancing an existing mortgage” with 28. The company responded on time to 56.8% of the complaints, and 2.3% closed with monetary or other relief.

The request: Watch West Capital Lending, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 44Complaints, last 3 years
  • 45Complaints, all years
  • 56.8%Responded on time
  • 2.3%Closed with relief
  • 2Products
  • Oct 17, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 627
202516
20241
20231

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Mortgage3988.6%
Credit reporting or other personal consumer reports511.4%

Issues

IssueComplaintsShare
Applying for a mortgage or refinancing an existing mortgage2863.6%
Closing on a mortgage715.9%
Improper use of your report511.4%
Trouble during payment process24.5%
Identity theft protection or other monitoring services12.3%
Incorrect information on your report12.3%

How the company responded

Company responseComplaintsShare
Closed with explanation3784.1%
Untimely response613.6%
Closed with monetary relief12.3%

States

StateComplaintsShare
California1022.7%
Ohio511.4%
Alabama36.8%
Colorado36.8%
Pennsylvania36.8%
Texas36.8%
Arkansas24.5%
Arizona24.5%
Florida24.5%
Connecticut12.3%
Delaware12.3%
Georgia12.3%
Idaho12.3%
Indiana12.3%
Maine12.3%
Minnesota12.3%
North Carolina12.3%
Tennessee12.3%
Virginia12.3%
Wisconsin12.3%

Latest 44 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 17, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 15, 2026MortgageApplying for a mortgage or refinancing an existing mortgageUntimely responseconsumerfinance.gov
October 12, 2026MortgageApplying for a mortgage or refinancing an existing mortgageUntimely responseconsumerfinance.gov
September 17, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 11, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
September 4, 2026MortgageApplying for a mortgage or refinancing an existing mortgageUntimely responseconsumerfinance.gov
August 25, 2026MortgageApplying for a mortgage or refinancing an existing mortgageUntimely responseconsumerfinance.gov
August 25, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
August 17, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
June 30, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
June 22, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
June 17, 2026MortgageClosing on a mortgageClosed with monetary reliefconsumerfinance.gov
June 15, 2026MortgageIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 15, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
June 11, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
June 4, 2026MortgageApplying for a mortgage or refinancing an existing mortgageUntimely responseconsumerfinance.gov
May 19, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
May 15, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
May 6, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
May 5, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
April 15, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 3, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 21, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
March 4, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
March 3, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
January 6, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
January 2, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
December 3, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
December 1, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
November 14, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
November 1, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 10, 2025MortgageImproper use of your reportClosed with explanationconsumerfinance.gov
October 3, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 28, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 14, 2025Credit reporting or other personal consumer reportsIdentity theft protection or other monitoring servicesClosed with explanationconsumerfinance.gov
September 6, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
August 27, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
August 23, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
August 23, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
July 2, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
May 22, 2025MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
May 13, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
April 10, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 24, 2024MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.