Data / Consumer complaints / VW Credit
VW Credit: 1,392 CFPB consumer complaints in the last 3 years
VW Credit drew 1,392 consumer complaints in the CFPB database in the three years to November 6, 2026, and 2,670 since 2012. The largest group, 673, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 444. The company responded on time to 99.9% of the complaints, and 14.4% closed with monetary or other relief.
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- 1,392Complaints, last 3 years
- 2,670Complaints, all years
- 99.9%Responded on time
- 14.4%Closed with relief
- 7Products
- Oct 31, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 474 |
| 2025 | 530 |
| 2024 | 342 |
| 2023 | 271 |
| 2022 | 182 |
| 2021 | 210 |
| 2020 | 156 |
| 2019 | 111 |
| 2018 | 94 |
| 2017 | 110 |
| 2016 | 84 |
| 2015 | 51 |
| 2014 | 28 |
| 2013 | 23 |
| 2012 | 4 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 673 | 48.3% |
| Vehicle loan or lease | 524 | 37.6% |
| Debt collection | 184 | 13.2% |
| Credit card | 8 | 0.6% |
| Debt or credit management | 1 | 0.1% |
| Money transfer, virtual currency, or money service | 1 | 0.1% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 444 | 31.9% |
| Improper use of your report | 171 | 12.3% |
| Problem with a company's investigation into an existing problem | 157 | 11.3% |
| Problems at the end of the loan or lease | 144 | 10.3% |
| Managing the loan or lease | 133 | 9.6% |
| Repossession | 76 | 5.5% |
| Attempts to collect debt not owed | 63 | 4.5% |
| Took or threatened to take negative or legal action | 62 | 4.5% |
| Getting a loan or lease | 50 | 3.6% |
| Written notification about debt | 30 | 2.2% |
| False statements or representation | 24 | 1.7% |
| Struggling to pay your loan | 18 | 1.3% |
| Credit monitoring or identity theft protection services | 8 | 0.6% |
| Communication tactics | 4 | 0.3% |
| Getting a credit card | 2 | 0.1% |
| Unable to get your credit report or credit score | 2 | 0.1% |
| Confusing or missing disclosures | 1 | 0.1% |
| Getting the loan | 1 | 0.1% |
| Problem with customer service | 1 | 0.1% |
| Threatened to contact someone or share information improperly | 1 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 1,183 | 85% |
| Closed with non-monetary relief | 138 | 9.9% |
| Closed with monetary relief | 62 | 4.5% |
| In progress | 9 | 0.6% |
States
| State | Complaints | Share |
|---|---|---|
| California | 238 | 17.1% |
| Florida | 204 | 14.7% |
| Texas | 164 | 11.8% |
| Georgia | 98 | 7% |
| New York | 87 | 6.2% |
| Illinois | 68 | 4.9% |
| New Jersey | 63 | 4.5% |
| Pennsylvania | 48 | 3.4% |
| North Carolina | 36 | 2.6% |
| Virginia | 33 | 2.4% |
| Arizona | 32 | 2.3% |
| Ohio | 29 | 2.1% |
| Maryland | 27 | 1.9% |
| Missouri | 27 | 1.9% |
| Massachusetts | 25 | 1.8% |
| Colorado | 18 | 1.3% |
| South Carolina | 18 | 1.3% |
| Alabama | 15 | 1.1% |
| Louisiana | 13 | 0.9% |
| Michigan | 13 | 0.9% |
| Mississippi | 13 | 0.9% |
| Nevada | 12 | 0.9% |
| Washington | 12 | 0.9% |
| Connecticut | 9 | 0.6% |
| Tennessee | 9 | 0.6% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 31, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| October 26, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | In progress | consumerfinance.gov |
| October 23, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | In progress | consumerfinance.gov |
| October 20, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Vehicle loan or lease | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with non-monetary relief | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Debt collection | Communication tactics | In progress | consumerfinance.gov |
| October 17, 2026 | Vehicle loan or lease | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with monetary relief | consumerfinance.gov |
| October 13, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 11, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Vehicle loan or lease | Repossession | In progress | consumerfinance.gov |
| October 7, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 7, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 7, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with non-monetary relief | consumerfinance.gov |
| October 6, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 3, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 3, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 2, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| September 28, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with monetary relief | consumerfinance.gov |
| September 28, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Vehicle loan or lease | Repossession | Closed with non-monetary relief | consumerfinance.gov |
| September 23, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 22, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| September 22, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with non-monetary relief | consumerfinance.gov |
| September 21, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Vehicle loan or lease complaints
- Every company with Debt collection complaints
- Every company with Credit card complaints
- Consumer complaints in California
- Consumer complaints in Florida
- Consumer complaints in Texas
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.