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Data / Consumer complaints / Skopos Financial, LLC / Payday loan, title loan, personal loan, or advance loan

Skopos Financial, LLC: 133 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Skopos Financial, LLC drew 133 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 34.8% of its 382 complaints in that time. The most common issue was “Charged fees or interest you didn't expect”. The company responded on time to 88.7% of them, and 0.0% closed with monetary or other relief.

The request: Watch Skopos Financial, LLC: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 133Complaints, last 3 years
  • 34.8%Share of the company's complaints
  • 88.7%Responded on time
  • 0.0%Closed with relief
  • Nov 5, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20267052.6%
12 months to Nov 6, 20254533.8%
12 months to Nov 6, 20241813.5%

Issues

IssueComplaintsShare
Charged fees or interest you didn't expect3324.8%
Getting the loan1712.8%
Problem with the payoff process at the end of the loan139.8%
Struggling to pay your loan129%
Problem when making payments86%
Loan payment wasn't credited to your account64.5%
Problem with additional add-on products or services64.5%
Received a loan you didn't apply for64.5%
Was approved for a loan, but didn't receive money53.8%
Can't contact lender or servicer43%
Improper use of your report43%
Getting a line of credit32.3%
Incorrect information on your report32.3%
Can't stop withdrawals from your bank account21.5%
Confusing or missing disclosures21.5%
Money was taken from your bank account on the wrong day or for the wrong amount21.5%
Problem with a company's investigation into an existing problem21.5%
Confusing or misleading advertising or marketing10.8%
Issues with repayment10.8%
Problem with fraud alerts or security freezes10.8%
Vehicle was damaged or destroyed the vehicle10.8%
Vehicle was repossessed or sold the vehicle10.8%

How the company responded

Company responseComplaintsShare
Closed with explanation12694.7%
In progress75.3%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California1813.5%
Texas1511.3%
Georgia129%
Illinois118.3%
Florida107.5%
Arizona64.5%
Oregon64.5%
Virginia64.5%
Arkansas53.8%
Pennsylvania43%
Tennessee43%
Indiana32.3%
Louisiana32.3%
North Carolina32.3%
New Hampshire32.3%
Ohio32.3%
Kentucky21.5%
Michigan21.5%
Minnesota21.5%
Missouri21.5%
Utah21.5%
Washington21.5%
Colorado10.8%
Delaware10.8%
Idaho10.8%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 5, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanIn progressconsumerfinance.gov
November 4, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanIn progressconsumerfinance.gov
November 3, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanIn progressconsumerfinance.gov
November 1, 2026Payday loan, title loan, personal loan, or advance loanConfusing or misleading advertising or marketingIn progressconsumerfinance.gov
October 30, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectIn progressconsumerfinance.gov
October 28, 2026Payday loan, title loan, personal loan, or advance loanImproper use of your reportClosed with explanationconsumerfinance.gov
October 15, 2026Payday loan, title loan, personal loan, or advance loanReceived a loan you didn't apply forClosed with explanationconsumerfinance.gov
October 13, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanClosed with explanationconsumerfinance.gov
October 13, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanIn progressconsumerfinance.gov
October 12, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanClosed with explanationconsumerfinance.gov
October 5, 2026Payday loan, title loan, personal loan, or advance loanCan't stop withdrawals from your bank accountClosed with explanationconsumerfinance.gov
September 30, 2026Payday loan, title loan, personal loan, or advance loanCan't contact lender or servicerClosed with explanationconsumerfinance.gov
September 25, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
September 25, 2026Payday loan, title loan, personal loan, or advance loanVehicle was damaged or destroyed the vehicleClosed with explanationconsumerfinance.gov
September 24, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 24, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
September 22, 2026Payday loan, title loan, personal loan, or advance loanReceived a loan you didn't apply forClosed with explanationconsumerfinance.gov
September 14, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
September 12, 2026Payday loan, title loan, personal loan, or advance loanConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
September 11, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
September 9, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectIn progressconsumerfinance.gov
September 3, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with explanationconsumerfinance.gov
August 17, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanClosed with explanationconsumerfinance.gov
August 17, 2026Payday loan, title loan, personal loan, or advance loanLoan payment wasn't credited to your accountClosed with explanationconsumerfinance.gov
August 15, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.