Data / Consumer complaints / Skopos Financial, LLC
Skopos Financial, LLC: 382 CFPB consumer complaints in the last 3 years
Skopos Financial, LLC drew 382 consumer complaints in the CFPB database in the three years to November 6, 2026, and 546 since 2016. The largest group, 145, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 75. The company responded on time to 89.0% of the complaints, and 0.0% closed with monetary or other relief.
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- 382Complaints, last 3 years
- 546Complaints, all years
- 89.0%Responded on time
- 0.0%Closed with relief
- 7Products
- Nov 5, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 150 |
| 2025 | 149 |
| 2024 | 77 |
| 2023 | 35 |
| 2022 | 29 |
| 2021 | 26 |
| 2020 | 22 |
| 2019 | 11 |
| 2018 | 21 |
| 2017 | 13 |
| 2016 | 13 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 145 | 38% |
| Payday loan, title loan, personal loan, or advance loan | 133 | 34.8% |
| Debt collection | 57 | 14.9% |
| Vehicle loan or lease | 41 | 10.7% |
| Checking or savings account | 2 | 0.5% |
| Credit card | 2 | 0.5% |
| Debt or credit management | 2 | 0.5% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 75 | 19.6% |
| Improper use of your report | 58 | 15.2% |
| Charged fees or interest you didn't expect | 33 | 8.6% |
| Problem with a company's investigation into an existing problem | 21 | 5.5% |
| Took or threatened to take negative or legal action | 18 | 4.7% |
| Getting the loan | 17 | 4.5% |
| Attempts to collect debt not owed | 16 | 4.2% |
| Struggling to pay your loan | 16 | 4.2% |
| Problem with the payoff process at the end of the loan | 13 | 3.4% |
| Managing the loan or lease | 12 | 3.1% |
| Communication tactics | 11 | 2.9% |
| Repossession | 11 | 2.9% |
| Problem when making payments | 8 | 2.1% |
| False statements or representation | 7 | 1.8% |
| Getting a loan or lease | 7 | 1.8% |
| Loan payment wasn't credited to your account | 6 | 1.6% |
| Problem with additional add-on products or services | 6 | 1.6% |
| Received a loan you didn't apply for | 6 | 1.6% |
| Was approved for a loan, but didn't receive money | 5 | 1.3% |
| Can't contact lender or servicer | 4 | 1% |
| Problems at the end of the loan or lease | 4 | 1% |
| Written notification about debt | 4 | 1% |
| Credit monitoring or identity theft protection services | 3 | 0.8% |
| Getting a line of credit | 3 | 0.8% |
| Can't stop withdrawals from your bank account | 2 | 0.5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 372 | 97.4% |
| In progress | 10 | 2.6% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 61 | 16% |
| Georgia | 45 | 11.8% |
| California | 37 | 9.7% |
| Florida | 32 | 8.4% |
| Illinois | 32 | 8.4% |
| Missouri | 13 | 3.4% |
| Pennsylvania | 12 | 3.1% |
| South Carolina | 12 | 3.1% |
| Virginia | 12 | 3.1% |
| Alabama | 10 | 2.6% |
| Arizona | 9 | 2.4% |
| North Carolina | 9 | 2.4% |
| Oregon | 9 | 2.4% |
| Tennessee | 9 | 2.4% |
| Arkansas | 8 | 2.1% |
| Louisiana | 8 | 2.1% |
| Michigan | 8 | 2.1% |
| Ohio | 7 | 1.8% |
| Indiana | 5 | 1.3% |
| Maryland | 5 | 1.3% |
| Utah | 5 | 1.3% |
| Wisconsin | 5 | 1.3% |
| District of Columbia | 4 | 1% |
| Kentucky | 4 | 1% |
| Minnesota | 3 | 0.8% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| November 4, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| November 3, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| November 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Confusing or misleading advertising or marketing | In progress | consumerfinance.gov |
| October 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | In progress | consumerfinance.gov |
| October 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| October 18, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| October 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| October 11, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 9, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't contact lender or servicer | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Payday loan, title loan, personal loan, or advance loan | Vehicle was damaged or destroyed the vehicle | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| September 14, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Confusing or missing disclosures | Closed with explanation | consumerfinance.gov |
| September 11, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| September 9, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | In progress | consumerfinance.gov |
| September 4, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 3, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | Closed with explanation | consumerfinance.gov |
| September 2, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 1, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| August 18, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| August 17, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| August 17, 2026 | Payday loan, title loan, personal loan, or advance loan | Loan payment wasn't credited to your account | Closed with explanation | consumerfinance.gov |
| August 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| August 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 13, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 12, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| August 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| August 10, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| August 5, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| August 4, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 3, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
Also on SpecStream
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Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.