Data / Consumer complaints / Security Credit Services, LLC
Security Credit Services, LLC: 3,207 CFPB consumer complaints in the last 3 years
Security Credit Services, LLC drew 3,207 consumer complaints in the CFPB database in the three years to November 6, 2026, and 4,371 since 2013. The largest group, 2,436, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 1,212. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.
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- 3,207Complaints, last 3 years
- 4,371Complaints, all years
- 100.0%Responded on time
- 0.0%Closed with relief
- 9Products
- Nov 6, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 1,378 |
| 2025 | 1,151 |
| 2024 | 625 |
| 2023 | 291 |
| 2022 | 173 |
| 2021 | 186 |
| 2020 | 109 |
| 2019 | 131 |
| 2018 | 146 |
| 2017 | 94 |
| 2016 | 39 |
| 2015 | 21 |
| 2014 | 21 |
| 2013 | 6 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 2,436 | 76% |
| Credit reporting or other personal consumer reports | 731 | 22.8% |
| Credit card | 19 | 0.6% |
| Payday loan, title loan, personal loan, or advance loan | 10 | 0.3% |
| Debt or credit management | 5 | 0.2% |
| Student loan | 3 | 0.1% |
| Checking or savings account | 1 | 0.1% |
| Money transfer, virtual currency, or money service | 1 | 0.1% |
| Vehicle loan or lease | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 1,212 | 37.8% |
| Took or threatened to take negative or legal action | 434 | 13.5% |
| Written notification about debt | 422 | 13.2% |
| Incorrect information on your report | 390 | 12.2% |
| False statements or representation | 298 | 9.3% |
| Improper use of your report | 171 | 5.3% |
| Problem with a company's investigation into an existing problem | 171 | 5.3% |
| Communication tactics | 40 | 1.2% |
| Electronic communications | 15 | 0.5% |
| Threatened to contact someone or share information improperly | 15 | 0.5% |
| Getting a credit card | 5 | 0.2% |
| Problem with fraud alerts or security freezes | 4 | 0.1% |
| Problem with a company's investigation into an existing issue | 3 | 0.1% |
| Confusing or missing disclosures | 2 | 0.1% |
| Credit monitoring or identity theft protection services | 2 | 0.1% |
| Dealing with your lender or servicer | 2 | 0.1% |
| Problem with a purchase shown on your statement | 2 | 0.1% |
| Struggling to pay your bill | 2 | 0.1% |
| Struggling to pay your loan | 2 | 0.1% |
| Unable to get your credit report or credit score | 2 | 0.1% |
| Can't contact lender or servicer | 1 | 0.1% |
| Charged fees or interest you didn't expect | 1 | 0.1% |
| Confusing or misleading advertising or marketing | 1 | 0.1% |
| Credit limit changed | 1 | 0.1% |
| Didn't provide services promised | 1 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 3,207 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 749 | 23.4% |
| Georgia | 381 | 11.9% |
| Florida | 308 | 9.6% |
| California | 219 | 6.8% |
| New York | 137 | 4.3% |
| Mississippi | 134 | 4.2% |
| South Carolina | 123 | 3.8% |
| Alabama | 122 | 3.8% |
| Louisiana | 121 | 3.8% |
| Illinois | 116 | 3.6% |
| Pennsylvania | 91 | 2.8% |
| North Carolina | 67 | 2.1% |
| Maryland | 53 | 1.7% |
| Ohio | 48 | 1.5% |
| Tennessee | 48 | 1.5% |
| New Jersey | 45 | 1.4% |
| Michigan | 43 | 1.3% |
| Missouri | 39 | 1.2% |
| Arizona | 36 | 1.1% |
| Indiana | 36 | 1.1% |
| Virginia | 31 | 1% |
| Massachusetts | 23 | 0.7% |
| Nevada | 22 | 0.7% |
| Oklahoma | 21 | 0.7% |
| Arkansas | 20 | 0.6% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 6, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 6, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 6, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| November 6, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| November 6, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 4, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 3, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Credit card complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Consumer complaints in Texas
- Consumer complaints in Georgia
- Consumer complaints in Florida
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.