Data / Consumer complaints / Santander Holdings USA, Inc. / Mortgage
Santander Holdings USA, Inc.: 137 CFPB complaints about mortgage, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Santander Holdings USA, Inc. drew 137 consumer complaints about mortgage in the CFPB database in the three years to November 6, 2026, 0.9% of its 15,373 complaints in that time. The most common issue was “Trouble during payment process”. The company responded on time to 100.0% of them, and 2.2% closed with monetary or other relief.
The request: Watch Santander Holdings USA, Inc.: each new CFPB complaint about mortgage by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 137Complaints, last 3 years
- 0.9%Share of the company's complaints
- 100.0%Responded on time
- 2.2%Closed with relief
- Nov 5, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 36 | 26.3% |
| 12 months to Nov 6, 2025 | 47 | 34.3% |
| 12 months to Nov 6, 2024 | 54 | 39.4% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Trouble during payment process | 89 | 65% |
| Struggling to pay mortgage | 27 | 19.7% |
| Closing on a mortgage | 10 | 7.3% |
| Applying for a mortgage or refinancing an existing mortgage | 7 | 5.1% |
| Incorrect information on your report | 3 | 2.2% |
| Problem with fraud alerts or security freezes | 1 | 0.7% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 129 | 94.2% |
| In progress | 5 | 3.6% |
| Closed with non-monetary relief | 3 | 2.2% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Pennsylvania | 29 | 21.2% |
| Massachusetts | 28 | 20.4% |
| New Jersey | 22 | 16.1% |
| New York | 19 | 13.9% |
| Rhode Island | 9 | 6.6% |
| Florida | 7 | 5.1% |
| Connecticut | 6 | 4.4% |
| New Hampshire | 4 | 2.9% |
| Maryland | 3 | 2.2% |
| California | 2 | 1.5% |
| North Carolina | 2 | 1.5% |
| Virginia | 2 | 1.5% |
| Delaware | 1 | 0.7% |
| Michigan | 1 | 0.7% |
| South Carolina | 1 | 0.7% |
| Vermont | 1 | 0.7% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 5, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 22, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 8, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | In progress | consumerfinance.gov |
| October 5, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 3, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| August 3, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| July 23, 2026 | Mortgage | Closing on a mortgage | Closed with explanation | consumerfinance.gov |
| July 17, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| July 16, 2026 | Mortgage | Closing on a mortgage | Closed with explanation | consumerfinance.gov |
| June 28, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| June 22, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| June 15, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| June 1, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| May 29, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| May 21, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| May 8, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| May 8, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| May 7, 2026 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| April 10, 2026 | Mortgage | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 1, 2026 | Mortgage | Closing on a mortgage | Closed with explanation | consumerfinance.gov |
| March 27, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| March 25, 2026 | Mortgage | Closing on a mortgage | Closed with explanation | consumerfinance.gov |
| March 13, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| March 11, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All Santander Holdings USA, Inc. complaints
- Every company with Mortgage complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.