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Data / Consumer complaints / Ready Capital Corporation

Ready Capital Corporation: 38 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Ready Capital Corporation drew 38 consumer complaints in the CFPB database in the three years to November 9, 2026, and 58 since 2021. The largest group, 24, was about mortgage, and the most common issue was “Trouble during payment process” with 17. The company responded on time to 94.7% of the complaints, and 2.6% closed with monetary or other relief.

The request: Watch Ready Capital Corporation: each new CFPB complaint by product and issue, with the date and the company response.

Watch this company's complaintsGet every mortgage companyGet mortgage in Louisiana

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 38Complaints, last 3 years
  • 58Complaints, all years
  • 94.7%Responded on time
  • 2.6%Closed with relief
  • 4Products
  • Aug 7, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 98
202514
202411
202315
20225
20215

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Mortgage2463.2%
Credit reporting or other personal consumer reports923.7%
Debt collection37.9%
Payday loan, title loan, personal loan, or advance loan25.3%

Issues

IssueComplaintsShare
Trouble during payment process1744.7%
Improper use of your report513.2%
Struggling to pay mortgage410.5%
Attempts to collect debt not owed37.9%
Incorrect information on your report37.9%
Closing on a mortgage25.3%
Credit monitoring or identity theft protection services12.6%
Getting a line of credit12.6%
Problem with a company's investigation into an existing problem12.6%
Problem with additional add-on products or services12.6%

How the company responded

Company responseComplaintsShare
Closed with explanation3797.4%
Closed with monetary relief12.6%

States

StateComplaintsShare
Louisiana2052.6%
Alabama410.5%
Mississippi37.9%
South Carolina37.9%
Arizona12.6%
California12.6%
Georgia12.6%
Minnesota12.6%
North Carolina12.6%
New Jersey12.6%
Ohio12.6%
Texas12.6%

Latest 38 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
August 7, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
July 15, 2026Payday loan, title loan, personal loan, or advance loanGetting a line of creditClosed with explanationconsumerfinance.gov
May 27, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
April 1, 2026Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
March 12, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
February 20, 2026MortgageIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 13, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 12, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 12, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 9, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 10, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 9, 2025MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
April 3, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
March 13, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
February 27, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
February 3, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
January 29, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
January 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 21, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
January 15, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
January 3, 2025MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
November 22, 2024MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 21, 2024MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 12, 2024MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
July 26, 2024Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with explanationconsumerfinance.gov
July 18, 2024MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
July 11, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 26, 2024MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
May 17, 2024MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
April 5, 2024MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
February 15, 2024MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
January 12, 2024MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
December 15, 2023MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
December 13, 2023Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 8, 2023MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
December 4, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 1, 2023Credit reporting or other personal consumer reportsImproper use of your reportClosed with monetary reliefconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.

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