Data / Consumer complaints / OpenRoad Lending
OpenRoad Lending: 25 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
OpenRoad Lending drew 25 consumer complaints in the CFPB database in the three years to November 9, 2026, and 124 since 2014. The largest group, 15, was about vehicle loan or lease, and the most common issue was “Getting a loan or lease” with 9. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch OpenRoad Lending: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 25Complaints, last 3 years
- 124Complaints, all years
- 100.0%Responded on time
- 0.0%Closed with relief
- 4Products
- Jun 23, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 4 |
| 2025 | 13 |
| 2024 | 8 |
| 2023 | 2 |
| 2022 | 10 |
| 2021 | 5 |
| 2020 | 8 |
| 2019 | 14 |
| 2018 | 21 |
| 2017 | 16 |
| 2016 | 20 |
| 2015 | 2 |
| 2014 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Vehicle loan or lease | 15 | 60% |
| Credit reporting or other personal consumer reports | 8 | 32% |
| Debt collection | 1 | 4% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 4% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Getting a loan or lease | 9 | 36% |
| Improper use of your report | 6 | 24% |
| Managing the loan or lease | 3 | 12% |
| Problems at the end of the loan or lease | 3 | 12% |
| Attempts to collect debt not owed | 1 | 4% |
| Credit monitoring or identity theft protection services | 1 | 4% |
| Incorrect information on your report | 1 | 4% |
| Vehicle was repossessed or sold the vehicle | 1 | 4% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 25 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| California | 4 | 16% |
| Texas | 4 | 16% |
| Florida | 3 | 12% |
| Tennessee | 3 | 12% |
| Georgia | 2 | 8% |
| North Carolina | 2 | 8% |
| Arizona | 1 | 4% |
| Illinois | 1 | 4% |
| Kentucky | 1 | 4% |
| Maryland | 1 | 4% |
| Missouri | 1 | 4% |
| Nevada | 1 | 4% |
| Wisconsin | 1 | 4% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| June 23, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| June 9, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| April 26, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| March 12, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| December 21, 2025 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| September 20, 2025 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| August 24, 2025 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| July 23, 2025 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| July 21, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 4, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 23, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 13, 2025 | Payday loan, title loan, personal loan, or advance loan | Vehicle was repossessed or sold the vehicle | Closed with explanation | consumerfinance.gov |
| April 1, 2025 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| March 10, 2025 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| February 26, 2025 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| February 7, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| January 29, 2025 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| November 5, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 4, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 11, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 9, 2024 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| August 1, 2024 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| June 5, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 25, 2024 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| March 25, 2024 | Credit reporting or other personal consumer reports | Credit monitoring or identity theft protection services | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Vehicle loan or lease complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Consumer complaints in Texas
- Consumer complaints in California
- Consumer complaints in Florida
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.